PMR Mortgage Blog

5 ways veterans can save on a home loan

If you are a Veteran who is considering purchasing a home, there’s some good news. Premier Mortgage Resources (PMR) can provide the guidance you deserve! And with federally back VA Loans, fulfilling your dream of owning a home is not as challenging as you think. The...

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5 down payment assistance programs in Idaho

A mortgage within reach. That concept is indeed possible through one of the many down-payment assistance programs in Idaho. Families or individuals in need of a leg up can look at these programs for guidance and financial assistance. Funds for these programs are...

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Breaking down what goes into an APR

An annual percentage rate (APR) is more than just an interest rate, it also includes other annual costs associated with a loan and shows home buyers the “true” cost of a loan, which prevents lenders from advertising a low rate and hiding fees. If you’re comparing...

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Check your credit report for accuracy once a year

It is important to check your credit report for accuracy at least once a year. Your credit score impacts a lot – from buying a car to buying a home. In an era when identity theft is commonplace, checking your credit report is a must. The Fair Credit Reporting Act...

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4 things to consider when looking for the right loan program

Borrowing large sums of money is not something a person does every day. Most of the time, when a person makes a major decision to borrow it plays a part in a key milestone in their life. Sometimes it’s deciding to pursue a degree, other times, it’s to buy a car....

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Why a renovation loan might be right for you

Are you looking for the perfect home, but can’t find anything big enough or anything that perfectly fits your requirements? Or, are you looking to sell your home and increase its value by doing some updates or adding square footage? If you are, then a renovation loan...

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The 5 steps of the loan process

There are five steps to the loan process and they can be very involved and sometimes confusing, however, each step is important to the overall process. Lenders are required to follow specific protocols in order to approve buyers and determine how much money they can...

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Are You Tax Scam Savvy?

Tax season is a busy time for accountants…and tax scammers. From phone and phishing schemes to identity theft, fraudsters use a variety of tactics to take advantage of the increased financial activity of tax season. Test your tax scam savvy by reviewing each of the...

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5 Things to Know When Buying a Home in Oregon in 2018

With the new year upon us, here are five things you should know when buying a house in Oregon in 2018. 1. Oregon home prices are slowing down, but still rising. Home price appreciation has been the big story in Oregon for the last couple of years. Housing markets...

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Home Energy Score Will Be Required for Home Sales in Portland

If you’re planning to sell your home in Portland in 2018, there’s an important change taking effect January 1, 2018. All homes being sold within Portland city limits will now be required to obtain a HOME ENERGY SCORE prior to being placed on the market. The new Home...

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