PMR Mortgage Blog

4 things to consider when looking for the right loan program

Borrowing large sums of money is not something a person does every day. Most of the time, when a person makes a major decision to borrow it plays a part in a key milestone in their life. Sometimes it’s deciding to pursue a degree, other times, it’s to buy a car....

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Why a renovation loan might be right for you

Are you looking for the perfect home, but can’t find anything big enough or anything that perfectly fits your requirements? Or, are you looking to sell your home and increase its value by doing some updates or adding square footage? If you are, then a renovation loan...

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The 5 steps of the loan process

There are five steps to the loan process and they can be very involved and sometimes confusing, however, each step is important to the overall process. Lenders are required to follow specific protocols in order to approve buyers and determine how much money they can...

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Are You Tax Scam Savvy?

Tax season is a busy time for accountants…and tax scammers. From phone and phishing schemes to identity theft, fraudsters use a variety of tactics to take advantage of the increased financial activity of tax season. Test your tax scam savvy by reviewing each of the...

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5 Things to Know When Buying a Home in Oregon in 2018

With the new year upon us, here are five things you should know when buying a house in Oregon in 2018. 1. Oregon home prices are slowing down, but still rising. Home price appreciation has been the big story in Oregon for the last couple of years. Housing markets...

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Home Energy Score Will Be Required for Home Sales in Portland

If you’re planning to sell your home in Portland in 2018, there’s an important change taking effect January 1, 2018. All homes being sold within Portland city limits will now be required to obtain a HOME ENERGY SCORE prior to being placed on the market. The new Home...

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5 Ways to Save Money this Holiday Season

The holidays can put a financial burden even on the savviest of shoppers and savers. But like most things, taking time to plan can help you avoid the stress that comes with overspending. Before you hit the mall, keep reading to learn how to make a holiday spending...

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4 Things to Consider When Buying a Beach Home

When you're ready to move past settling down to finally getting away. A lot to appreciate Everyone's idea of the perfect vacation home is different. Whatever yours may be, it helps to research the growth opportunities in the area before buying a second home. Property...

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3 Reasons to Not Freak Out About Mortgage Rates

First things first: Chill out. Mortgage rates have been higher – much higher. Yes, mortgage rates climbed at the end of 2016 to their highest level since 2014. But don’t slam the door on buying a house just yet. Experts say there’s no reason to panic. Estimates for...

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Buying When You're Selling a Home: The Pros and Cons

If you’re considering the leap from first-time homebuyer to repeat buyer, you’re probably wondering what to do first. Is it better to sell your current home before buying a new one? What about buying first and then selling? Is it possible to do both at the same...

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