PMR Mortgage Blog

Keeping your credit cards open to help your credit score

When it comes to buying a home, you'll quickly learn that there are many factors involved in the approval process. The most important one? Your credit score. That's why understanding what goes into your score is one of the first steps in purchasing a home. Every...

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Tips on how to make your offer stand out to sellers

In this day and age, technology has made it easier than ever to get an offer in front of a buyer. While that's mostly great news for all parties, it does mean that there is increased competition and so it's more important than ever to make your offer stand out from...

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How making biweekly mortgage payments could help you

In general, the shelf life for most mortgages is 30 years. That's 30 years of monthly payments toward the principal and interest components of a home loan. In a much shorter time frame, however, you may be able to enjoy some financial perks by making one small...

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Portland Property Taxes to Rise in 2019

Many homeowners in Portland are forced to consider selling their homes due to annually rising property taxes. While so many have felt the hurt on their pocketbooks, potentially even forcing them out of their homes, Portland still has a lower rate of property taxes...

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5 ways to get your credit in check in 2019

Even if it's not a part of your 2019 resolutions, it's always a good time to whip your credit back into shape. Your credit score is important for your next big purchase, whether it's a new car or a new home. It may also come to the rescue when you need to apply for a...

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Top tax write offs for home owners

It's the most wonderful time of the year, said no one about tax season. That can change this upcoming April 15 – especially if you recently purchased a home, or are in the process of doing so. With some changes to the tax code, fewer Americans will need to itemize...

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5 questions you should ask your loan officer

Sometimes, there are more questions than answers, but this should never be the case when you're pursuing home ownership. When you're preparing to purchase a home of your own, it's important to have a list of good questions that will help guide you through this...

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Advantages of getting a reverse mortgage when you retire

Graduation, marriage, job promotion, buying a home – life's biggest moments are the biggest investments in ourselves, our families and our pocketbook. When it's time for retirement, everything comes together full circle. We finally get to reflect and look back on all...

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What you need to know about mortgage discount points

When individuals decide to shop for a mortgage, they may not be aware that they can lower their interest rate through various methods, including discount points. Lowering the amount of interest paid on a loan is certainly ideal. Discount points can accomplish that,...

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What you should avoid before applying for a home loan

Buying a home can be like solving a complicated puzzle. While the end goal is totally worth it, a first-time buyer shouldn't have to meander through a long process. Each answer and each solution is within reach with the right team and preparation in place. And if...

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