Premier Mortgage Resources Xcelerate

Bring Your Dreams Home.

With Xcelerate, buyers can receive REAL approvals, fast. That means you receive an Underwriting Pre-Approval (“Xcelerate Approval”) with lightning fast speed by REAL underwriters. Having a preapproval gives your offer an edge in the competitive market out there now. Your Xcelerate Approval will position you as a serious buyer and help you cross the goal line for that ultimate touchdown - getting the keys to your new home.

Refinance Purchase
Premier Mortgage Resources

Bring Your Dreams Home.

With Xcelerate, buyers can receive Underwriting Pre-Approval ("Xcelerate Approval") within 48 hours after the initial application. Having a preapproval gives your offer an edge in the competitive market out there now. Your Xcelerate Approval will position you as a serious buyer.

Refinance Purchase

For us, It's all about the
communities we lend in.

PMR Gives Back

While we regularly assess our loan products to ensure we are empowering buyers from all socioeconomic backgrounds, we also recognize that there are more pressing needs in our communities. This is our way of reinvesting and helping those most at risk in our communities.

Find Your Branch

We are licensed to do business in several states. Find a branch near you to get started on your journey to home ownership.

Find Your Loan Officer

After finding your loan officer, select "Apply Now" and get started with your loan via Xcelerate.

Step 1 of 3

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Find Out What You Qualify For

Want to Buy the Home Of Your Dreams?
We Can Help.



xcelerate-logo Puts You in Control

Premier Mortgage Resources firmly believes that the dream of homeownership should be achievable by all. That's why we empower you with Xcelerate, our exclusive loan approval system, which puts you at the helm of your mortgage.

Apply.

Simply apply for your
loan online using
Xcelerate!

Get Verified.

Your application goes
right into our Xcelerate
system, where we verify
your income, assets,
and credit information

You're Approved!

Just as fast as you
applied, you'll receive
your underwriting
approval letter!

Find Your
Dream Home.

Now you and your
Realtor know your
exact buying power with
monthly payments and
purchase price!

Apply.

Simply apply for your
loan online using
Xcelerate!

Get Verified.

Your application goes
right into our Xcelerate
system, where we verify
your income, assets,
and credit information

You're Approved!

Just as fast as you
applied, you'll receive
your underwriting
approval letter!

Find Your
Dream Home.

Now you and your
Realtor know your
exact buying power with
monthly payments and
purchase price!

Down Payment Assistance Guide

Many people who consider buying a home for the first time often ponder these questions before they start the process. With all of the questions that arise, usually, the biggest concern is whether they can afford a down payment on a new home.

Download Free Guide

Down Payment Assistance Guide

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Premier Mortgage Resources, LLC (“PMR”) uses multiple systems to efficiently communicate important information to our customers. By clicking submit, you are also providing express written consent for PMR to contact you, using the information you provided above and/or the information you provide in your initial application to PMR, which may also be noted above, including phone (land, mobile, or VoIP), email address, and/or mailing address, to include contacting you through automated means, such as 1) autodialing, text, and pre-recorded messaging via telephone, 2) mobile device, including SMS and MMS, and/or 3) email, even if you are on a corporate, state, or national Do Not Call Registry. Note that your consent is not a requirement of obtaining a loan, or otherwise, a condition of purchasing any property, goods, or services and you can opt out of receiving these communications at any point in time.

Premier Mortgage Resources LLC” may send text messages to my wireless phone number for any purpose. Message and data rates may apply. Message frequency will vary, and you will be able to Opt-out by replying “STOP”. For more information on how your data will be handled please see visit https://www.pmrloans.com/privacy-policy/.

Down Payment Assistance Guide

Many people who consider buying a home for the first time often ponder these questions before they start the process. With all of the questions that arise, usually, the biggest concern is whether they can afford a down payment on a new home.

Download Free Guide

We Love Our Clients

James was on duty 24/7, giving incredible attention to our loan and making sure we were getting the best possible rate at the lowest possible cost. We hit a couple of snags along the way due to our property being atypical, but James found solutions to every challenge. I was amazed and incredibly grateful for the personal attention we received. It made me feel secure and confident that we had made the right choice when we decided to go with James Patterson.
– Anne

James was very quick to answer any questions I had. He also kept me updated every step of the way. He took the time to break down all of the numbers and anything that changed along the way. Overall great experience for my first mortgage!
– Charlotte

I was 7 months pregnant when we decided to get pre approved and start looking at houses. Nicole made the pre approval process seamless. She was patient, detailed oriented, knowledgeable, flexible and genuine in wanted us to find the loan that works for us and our lifestyle. She followed up when I missed something due to “pregnancy brain, she scheduled meetings/signings convenient to us and around our doctor appointments, and was available for any and all questions. She was amazing from start to finish. Once we found the house we wanted she didn’t delay to get closing done. I’d recommend her 10 out of 10 times
– Alison

Nikki was great through the entire process of getting our house. we got multiple loan options explained to us, with pros and cons to see what we would do best for our situation. I would recommend Nikki to anyone looking for a loan. She was always quick to respond and go above and beyond with all aspects of these transactions from explaining things to us, to working with our real estate agent and buyer and getting all paperwork done. with her, I did feel as if we could trust in what we were being told and had no doubts that her and her company would follow through with the best options at the time. Would give 6 stars out of 5 if I could. – David

As this home being our largest purchase we have ever made so far. we were nervous at first but working with James was such an amazing experience
he assured that not only we get the house but also at the best price. we highly recommend anyone who wants to purchase a home to go James .
– Takwikanwe

What made my experience great is how well the communication was. I loved all the explanations and how James went above and beyond with visual link where I could see a compare and contrast of everything and how it was broken down.
– Dakota

I would highly recommend Steve for anyone looking to buy a home. As first time home buyers we had an endless amount of questions, all of which Steve answered patiently and knowledgeably. What I enjoyed most was if he didn't know the answer to something he took the initiative to make a phone call and take it off of our hands. He was available anytime we needed him and as we neared our closing date he kept us informed every step of the way. He's great at what he does and made a stressful process smooth and easy.

– Mitchell

We are determined to provide great customer service, fantastic mortgage programs, and competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams.

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Corporate Office
3363 E. Presidential Dr #200 Meridian, ID 83642
Main: (208) 629-0606
Fax: (888) 678-7090

Complaints? Email us at [email protected] or call us at (208) 629-0606
Credit on approval. Terms subject to change without notice. Not a commitment to lend.
© Copyright 2023 Premier Mortgage Resources, LLC ("PMR") | NMLS # 1169 www.nmlsconsumeraccess.org| Equal Housing Opportunity | PMR is not an affiliated or an agency of the federal government. All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures, rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. AZ-BK #0937529; CA – Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act; WA-CL 1169