NMLS: 1654380
175 Blue Lakes Blvd. N.
Twin Falls, Idaho 83301
(208) 626-0606

State Licensing Information: ID-MLO-2081654380

My Reviews

21 Reviews

  1. KWard

    Anna is so helpful and amazing! Thank you for all the help you provide for me and for your community.

  2. Natasha Theberge

    Anna was perfect! Everything went smoothly and fast! She knows her stuff and looks out for the people she works with!

    She helped my husband and I figure out what we needed and get into a perfect home!

    Reply
  3. Brad Savage

    Anna was great to work with

    Reply
  4. Mark Reyes

    Anna is a professional in her field. She is outstanding in customer service and ready to help with the loan process. She made my home using experience very pleasant.

    Reply
  5. Rita Gallegos

    Anna what's very helpful explaining me everything with patience and kindness. Writing for me everything that I need since my memory is not good: She also answer all my questions, and she is very diligent answering the phone, and the text messages did I send to her.

    Reply
  6. Natasha Theberge

    My husband and I loved working with Anna! She was very informative, helpful, and available whenever we needed her! Would recommend her to anyone!

    Reply
  7. Douglas Chatterton

    would absolutely recommend her to anyone! shes a very professional helpful caring person that takes pride in helping others and doing her job. shes help made our American dream came true! thanks Anna for everything!!

    Reply
  8. Luis Gil

    Awesome job.

    Reply
  9. Robert Price

    Anna you made a dream for Glenna and myself happen. We would not be making us a home without your expert help and you caring for our needs.

    Reply
  10. Norma

    Thank you Anna for your exelent service .
    You are very profecional .

    Reply
  11. Michael O'Neill

    Thank you Anna for helping us secure the loan for our home. We felt that you and your team were very efficient and very professional. We also like the way you made us feel welcome and appreciated.
    Sincerely, Michael O. and Elizabeth O.

    Reply
  12. Danny Howard

    Phenomenal experience. Anna was awesome to work with. Very knowledgeable and did a fantastic job of keeping me updated during the entire process as well as answering any and all questions I had. 10/10 would highly recommend to anyone.

    Reply
  13. Aileen Medrano

    As a first time home buyer , Anna was the best at getting me a great rate, helped explaining things I didn’t know, was always top of things to hurry and get me into my new home. She made it a very good/smooth experience purchasing a home , she’s the best at what she does!

    Reply
  14. Brad savage

    This is the second time my wife and have used premier mortgage with Anna as our loan officer we feel at ease knowing that everything will go easy and have a quick and friendly experience.

    Reply
  15. Robert Fournier

    My wife and I had a great experience with Anna at premiere she went above and beyond so grateful she work so hard and was very honest and helped up all the way through

    Reply
  16. Christy Fournier

    Anna was a pleasure to work with very professional she did an exceptional job thank you Anna

    Reply
  17. Anayeli

    Es la segunda vez que trabajo con ella, es una excelente persona, que siempre te apoya y trata de darte lo mejor. Es super profesional en su trabajo y muy buena haciéndolo y ha sido un placer nuevamente estar juntas en esta otra aventura.

    Reply
  18. Kathy Hensley

    Working with Anna for our home loan was a great experience. We don't do this sort of thing everyday, so we had lots of questions. She never made us feel that we were bothering her or taking up her time. Anna helped us through the loan process as you would expect a professional would do. Thank you so much for making this a pleasurable experience, Anna!

    Reply
  19. Daniel Tellez

    Anna was awesome to work with! Always answered our questions so promptly & always did everything to help us.. 100% recommend her to my family & friends!

    Reply
  20. Elvia Rodriguez

    Anna is so professional and really goes above and beyond for her clients. We felt heard and secure in her hands. She understands the people behind the profile. She will work around your schedule and she's always so informative and kind. With Anna you know you will be helped and cared for. Thank you for everything Anna!

    Reply
  21. Eddie Gomez

    Looking into buying or refinancing your home? Anna is definately your go to person! Very professional and friendly! She will for sure make the whole process smoothly from start to end! Highly recommend her! Thank you Anna for being super helpful

    Reply
  22. Luis

    Anna was amazing any questions I had she answered then right away, super friendly and always there for you. If your looking to buy a house please go through her.

    Reply

Premier Mortgage Resources Blog

The Importance of a Mortgage Preapproval

The Importance of a Mortgage Preapproval

When purchasing a home, one important step that homebuyers often overlook or delay is getting preapproved for a mortgage. Mortgage preapproval is a service provided by lenders that offers homebuyers a comprehensive understanding of their borrowing capacity, giving...

Securing a Home Loan: Significance of the Debt-to-Income Ratio

Securing a Home Loan: Significance of the Debt-to-Income Ratio

In mortgage lending, the debt-to-income (DTI) ratio plays a pivotal role in determining an applicant's eligibility for a home loan. This blog aims to explain the DTI ratio and highlight its profound impact on an individual's ability to secure a home loan....

Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.

This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.

Refinances

By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.

100% Financing Programs

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

ARM Loans

After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.

Lower Rates

Lower rates typically have higher closing costs in the form of discount points.

About HECM (Reverse Mortgage)

At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.

We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan

The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.

You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan

Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)

These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.

Tax Exemption/Deduction

Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.

Opinions

Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.

PMR is not a course provider and does not provide credits for any CE class.

Texas Complaint-Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.

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