If you are deciding whether to buy or rent a home, there are several signs that can help you make the decision. By looking for these signs, you may be able to determine if it is the right time for you to purchase a house instead of renting one. Here are 5 signs it...
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State Licensing Information: CA-DBO1314007
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5 tips for upgrading your home’s porch
Not only will upgrading your porch improve the overall look of your property, but modernizing it may also add value to your home and increase its marketability. Here are five upgrades to consider to your porch. Install Modern Lighting Installing modern lighting on...
Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.
This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.
By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.
100% Financing Programs
The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.
After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.
Lower rates typically have higher closing costs in the form of discount points.
About HECM (Reverse Mortgage)
At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.
We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan
The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.
You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and
Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan
Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)
These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.
Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.
Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.
Texas Complaint-Recovery Fund Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.
Ashley always comminated with me through the whole process no matter what time of day it was. She was very professional and courteous about our needs. It was a great experience with the least amount of issues. Thanks again.
Ashley worked diligently to make sure I had all the information needed throughout the loan process. She's honest and trustworthy, that's the main reason I felt comfortable with dealing with her.
Ashley was amazing to work with. She made everything run smoothly and kept us on track. The entire process was easy, quick and stress-free! Thankful to have been given the opportunity to work with a Ashley! She is wonderful.
Ashley is the BEST! She made every step of the process easy. She's also very experienced at what she does. I would use Ashley again in the near future when I purchase my next home. 2 thumbs up for Ashley!!!
Ashley was kind, knowledgeable and very responsive to our questions. Thank you Ashley for all your assistance.
We love working with Ashley. We've used her multiple times and will continue to use her when it comes to our home financing. She makes the entire process easy. Thanks Ashley for all of your help.
Ashley is amazing! Right from the very start she told us everything they would need and made the experience extremely pleasant! She even worked with us on our interest percent when it was time to lock that in. Our loan was approved and through underwriting before the inspections were even done on our new house! Just amazing!!
Ashely made our experience as first time home buyers easy. Ashley was quick to answer all my questions and insured a smooth successful process. To top it off she is very kind and understanding.
Ashley was great to work with! She helped was here for us each step of the way. She closed my loan in less then 30 day!!
As daunting and stressful as buying a house is, Ashley made it an enjoyable experience. Ashley is extremely knowledgeable, passionate and great to work with throughout the entire process. She is very personable and clearly explains the process as well as what to expect next. There was not a single moment that I did not doubt her ability to close our loan within the timeframe provided. As long as Ashley is lending, she will always be my point of contact for any future houses I buy.
Ashley was informative, timely, available, and had good communication throughout the process. She showed a personal dedication to make everything go as smooth as possible. I will be recommending her to my family/friends.
Ashley put us, her clients, first.
She was very responsive to any questions or concerns that we had. If she did not know the answer, she found it for us. (We really appreciate that aspect of Ashley – not assuming to know everything but willing to put in the extra effort to find out.)
Ashley is diligent, kind, knowledgeable and thorough.
Most straightforward, honest and friendly loan experience I have ever been through. Can’t say enough about how amazingly happy and confident I feel about my decision to work with Ashley!
Ashley was with me every step of the way: explaining the process, answering questions and working around my funky schedule. I'm so happy I choose to work with Ashley during this process.
Amazing!!! Can’t even put into words how awesome it was having Ashley help me with my refinance! This girl knows her business and she fought hard to make things happen, and they did! Very honest, compassionate, understanding and professional. I had lots of questions that she always had answers to and broke everything down with no hidden agendas. Trust is huge and I will refer her any chance I get! Thank you, Ashley, and a big thank you to your amazing staff’s teamwork to get the job done!
It was a pleasure to work with Ashley. She was friendly, patient and informative throughout the process, even working through complications obtaining information on my end. I felt she went above and beyond to coordinate with my Agent and the title company to ensure everyone was on the same page.
WOW! Nothing but positive things to say. Ashley stepped in and helped me with my refinance after the process with my current mortgage company fell through because of the lack of communication and support. Ashley was able to match everything and made the process so nice. I will use Ashley Huegi and her company for any future refinancing I might have. I will highly recommend her to anyone who is considering getting a mortgage or refinancing.
Thank you, Ashley! You made refinancing a breeze by explicitly communicating with us through the entire process. We truly felt you had our best interest at heart, and we wouldn’t hesitate to recommend you to anyone looking to refinance or buy a home.
Ashley made the process so easy and kept us informed along the way. I highly recommend working with her; she’s very responsive, professional, knowledgeable, and will go above and beyond to look out for her clients. Our family will definitely be using her again in the future!
Ashley is always professional and yet personal. She listens and if she does not know the answer to a question, she'll find it for us. No one likes a "know it all" or incorrect answers so we appreciate her humility and willingness in that aspect.
Immediate and thorough responses to our questions and concerns. Honest empathetic advice always made us feel like she was working in our best interest even if she had to tell us why we should not do something. Great experience
Always answering questions before I had them. I never felt confused or like I didn’t know where I was at in the process.
Ashley is simply the BEST! We had the pleasure of working with her a few years back. So, when we decided to refinance again, we did not hesitate to contact Ashley. We trust her completely. She sincerely cares about the people she serves, and her level of expertise and professionalism is amazing and appreciated. She made us feel like family and that meant everything to us.
Ashley was always prompt in her responses and readily available with any questions that came up. She is also knowledgeable in her field which made it as smooth as transaction as possible. Highly recommend.
Ashley was quick to respond to any questions & concerns I had during the refinancing process. She explains everything very thoroughly & truly makes you feel special by going to bat for you to ensure you receive the best possible deal. I will always recommend her to anyone I know looking to purchase/refinance a home. 5 stars isn't enough…simply the best I've ever worked with!
Thank you, great communication, knowledge and experience. A very pleasant experience with Ashley Huegi and team.
Ashley did an amazing job !!! She was always on top of everything and did just an excellent job of explaining the whole process. I have had multiple home loans and refi's over the years and this has certainly been the easiest and best experience I have had. I will be telling everyone I know about Ashley !!!
Ashley made the home buying process so easy! Everything went so smooth and on time! She is very organized and on top of it! Highly recommend her!
GREAT Service, GREAT SPEED, GREAT communication, GREAT follow up and very friendly!
Ashley always kept us informed and in the loop on what was going on with our loan. She was responsive and quick.
Great service from start to finish!
Ashley provided great service. She was friendly, helpful and was always quick to respond.
Ashley's knowledge of the loan process and availability throughout all stages were very reassuring that we made the right choice.
Ashley was always available to all questions that I had. She really worked hard for me.
I am so thankful for Ashley for her kindness and support during my transaction. She was very helpful and communicated every step of the way. I am so happy for my loan process.
Thank you, Ashley and team!
I had a rough go around when originally buying my home, so I thought this experience might be the same. But it was the complete opposite! Ashley is very knowledgeable and talked me through the whole process and explained anything I didn’t quite understand. She is very sweet and friendly and made me feel comfortable the whole time. I will definitely be recommending her to friends.
Ashley is hard working and incredibly detail focused. She is able to focus in on your exact needs and help you to reach your goals.
I will use her again and recommend her to everyone I know.
Ashley is so wonderful to work with, she is on top of every step of the process and is great at communication. I look forward to working with her again!
Ashley is second to done in terms of communication and perseverance. She kept us informed every step of the way and was able to close our purchase loan in what seems like record time. I wouldn't hesitate to utilize Ashley the next time I need a loan!
As first home buyers, my fiancé & I were nervous with the whole process. However, Ashley made it so easy for us and always answered 100% of our questions. We love Ashley and can't thank her enough!
Ashley was always extremely responsive and had excellent communication. Throughout the entire process, we felt and knew that she cared and were in good hands. She was very knowledgeable and answered any and all questions that we had. I would not hesitate to recommend Ashley to friends and family, and we intend to use here when going through our next home purchase.
Ashley kept me informed every step of the way!
Ashley was so on top of this transaction, I never had to ask what’s going on. She was always one step ahead and on top of it all it was a quick closing.
Ashley is top notch!! She is knowledgeable about the best mortgage options based on individual client needs AND she is communicative to all involved parties throughout the transaction, so everyone is on the same page during the process. We had a smooth escrow and- thanks to her- my buyers were able to close their 25-day contract early (during a pandemic no less!!) on their first home. Thank you for your hard work, Ashley! You are amazing!!!
Ashley was amazing! As first-time home buyers, not only did she make the process smooth, but helped make our offer very competitive. Any questions or concerns I had, she was quick to get back to us and made us feel at ease.
Ashley Huegi and the team were absolutely amazing!! From day 1, Ashley went above and beyond to ensure we got ahead of any possible bumps in the road, and she gave us great advice on items to gather early to make sure our experience went as smooth as possible. The app option is such a great tool and is very user friendly!! I would recommend Ashley to all my friends and family and anyone looking for a home loan or refinance!! She gets an 11 out of 10 from us!!
Very knowledgeable friendly and efficient. She is easy to approach and very caring. We really appreciate her. Much Thanks
Ashley is wonderful to work with! She takes the time to carefully explain and answer questions that come up and she is quick to respond too. She is just one of those people that is always a pleasure to talk with and she really knows her stuff when it comes to the mortgage industry. I highly recommend her.
Ashley is not only extremely knowledgeable and professional in all aspects of refinancing, but she also treats her customers with a caring that creates a family type relationship. She made our experience so much easier and less stressful. I always knew she had our best interest. Ashley is amazing!
Ashley made sure to always answer my questions in a thorough and timely manner. She made the whole process as stress-free as possible, she was amazing to work with.
We have bought sold and refinanced many properties over the years and our experience with Ashley was by far the easiest. Always in communication and on top of things from start to finish. We would recommend her to anyone looking for a loan professional when buying or refinancing real estate. Excellent Service!
Ashley managed our loan process as a true professional. Every facet of this transaction ran smoothly and in a timely manner and she was always available to answer questions. This was by far the easiest loan process we have ever been through! We would definitely request Ashley for any future loans.
Ashley was very informative through the entire process. Always responded or kept us up to date on the progress of the loan. She was extremely professional and easy to work with. Thank you, Ashley.
Ashley is attentive and prompt to reply to questions. She always conveys information with a smile (even via email). We knew she was working FOR us, not herself.