Self-employed buyers can qualify for a mortgage. Learn which documents lenders need, how income verification works, and when a bank statement loan fits.
NMLS: 1301591
330 Tres Pinos Rd. Suite F4
Hollister, California 95023
I have been in the mortgage lending industry since 1989, managing mortgage operations, mortgage lending centers and multi-state regions. I am expert in loan products, borrower qualification and in providing knowledgeable advice to all industry partners and consumers alike. I am extremely detail oriented and goal minded, with a top priority to ensure my clients have the tools necessary for optimal success. Whether it be for a realtor partner, or my client borrower, it is important to me to offer guidance, comprehensive financing options and individualized support for each customer scenario. I have been doing this a long time, and I am excellent at what I do. In the off time, I like to spend time with my Husband and our children. Horses, donkey’s, dogs, cats, chickens and who knows what else may come our way, keeping us busy all the time. I just LOVE what I do!
Whether you are a Realtor or individual looking for mortgage financing, please feel free to contact me for any guidance you may need. I am happy to help!
Self-employed buyers can qualify for a mortgage. Learn which documents lenders need, how income verification works, and when a bank statement loan fits.
Refinance closing costs typically run 2–5% of your loan amount. Learn what's included, how to lower them, and whether rolling costs in makes sense.
Many people who consider buying a home for the first time often ponder these questions before they start the process. With all of the questions that arise, usually, the biggest concern is whether they can afford a down payment on a new home.
If you’ve always dreamt of owning a home, our First-Time Buyers Guide will turn that vision into reality. We’ll guide you through each step, making your dream achievable.
I am incredibly pleased with the exceptional service provided by our loan officer, Cassandra Farmese. Throughout the application process, she explained every step with absolute clarity, making what could have been a complex experience very straightforward. Cassandra is an outstanding communicator who was always clear about what documentation was needed from us. Furthermore, her responsiveness was unmatched—she answered all of my questions almost immediately. I would highly recommend her and absolutely look forward to working with her again in the future. Thank you Cassandra.
Very helpful n lots of guidance to get right paperwork to complete what is needed to close our loan n surprisingly it closed in matter of day i will recommend you to friend n family when they are in need Thank you Cassandra
Cassandra was there every step of the way , answered any questions I had in a timely manner. Always communicating and staying on top of everything. A pleasure working with her.
My wife and I had the pleasure of working with Cassandra Farnese through our home buying process. I am a real estate agent myself and I know a few loan officers but Cassandra definitely stands out! She goes above and beyond for her clients. You can tell she loves what she does and also loves to help people get into their home. We could not have done it without her. It was a blessing to meet and work with her. Cassandra has the experience to get you into your home without a doubt! Thank you very much from the both of us!! 🫶
I couldn't recommend her highly enough!!