Eddie Johnson

Branch Manager

(916) 549-3412
[email protected]

NMLS: 548125
2260 Lava Ridge Court Suite 102
Roseville, California 95661
(916) 846-9409

State Licensing Information: CA-DOC54812

My Reviews

8 Reviews

  1. Shy

    Eddie went above and beyond, answering all my questions and ensuring I had all the information I needed to make the best decision for my situation. He's very personable and I would work with him in the future.
    HIGHLY RECOMMENDED

    Reply
  2. Shaun Weiss

    Eddie and his team came to use from a family referral. I can’t say enough about how much of a joy it was to work with Eddie and his team. The level of communication, client experience, and team work from Premier was unmatched! I highly encourage anyone to use Eddie and his team. They have a client for life with us.

    Reply
  3. Mark locke

    Eddie was the best.

    Reply
  4. The Hutchens family

    the most important thing I can say about Eddie,Jamie,Lindsay is I trust them, this (Eddie’s team) they are the most kind and generous team of Mortgage Lenders, they Earned my loyalty

    Reply
  5. Dana Louis

    Eddie and his team (Lindsay Spencer and Jamie Williams) are seriously the best ever! Being a realtor it’s important to me that I refer out only the best. I’ve trusted Eddie a couple of times with my personal purchases and I refer him to anyone who needs to get a pre approval. Above and beyond is an understatement. Top notch all around.

    Reply
  6. April Cook

    My husband and I bought our first home in California during an unbelievably bad housing market and economic time in August 2022. We had originally started this process with a different realtor and broker who came recommended by a good friend. But it was going very badly, and little did we know at the time that the other broker really didn't know how to do a proper VA Loan, and if we had continued with that broker we would have suffered even more with a surprise of financial responsibility at the end which would have cost us the home we really wanted.

    Fortunately, we met Eddie Johnson and he really knew what he was doing. He truly worked hard to get us the best rate during this time of high-interest rates. He also knew the in and outs of the VA loan process. We had a lot of questions, and he took the time to answer every one of them even if we had asked the same question more than once. We were blessed to have worked with Eva Brown with Home Smart as our realtor and she and Eddie worked so hard to help us get this amazing home. My husband and I highly recommend these two people. Thank you again!

    Reply
  7. DeAnna Rice

    Eddie, Lindsay, Jamie, & the team at Premier Mortgage Resources are all rock stars! They made acquiring a loan stress free and extremely easy and FAST! I would highly recommend this company and we are customers for life!

    Reply
  8. Preet Cheema

    We as a family completely trust Eddie for any loan related purposes. All our previous dealings with him have also been excellent and very well handled. He is so professional, dependable, trustworthy and makes the process of acquiring the loan stress free.
    It is always a pleasure to work with him and I must add that this time it was also wonderful to work with Jamie. She was quite helpful throughout and they make a great team!
    I highly recommend Eddie and his team!

    Reply

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Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.

This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.

Refinances

By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.

100% Financing Programs

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

ARM Loans

After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.

Lower Rates

Lower rates typically have higher closing costs in the form of discount points.

About HECM (Reverse Mortgage)

At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.

We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan

The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.

You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan

Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)

These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.

Tax Exemption/Deduction

Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.

Opinions

Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.

Texas Complaint-Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.

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