Learn how collections affect mortgage approval, whether you need to pay them off, and what options exist for home buyers with unpaid collections.
NMLS: 781868
3363 E Presidential Drive Suite 200
Meridian, Idaho 83642
With over 30 years of experience in the mortgage industry, I bring a wealth of knowledge and a strong commitment to integrity and personalized service. Whether you’re purchasing your first home, refinancing to better terms, seeking a home improvement loan, or investing in property, my focus is always on you, your goals, your timeline and your financial well-being. I understand that every client’s situation is unique, and I take the time to listen and tailor mortgage solutions that best meet your needs. From the initial consultation to closing, I will guide you through every step with transparency and care. My mission is simple:
To provide trusted advice, unmatched expertise, and the highest level of service so you can move forward with confidence. Let’s work together to make your homeownership or investment dreams a reality.
Learn how collections affect mortgage approval, whether you need to pay them off, and what options exist for home buyers with unpaid collections.
Mortgage preapproval typically lasts 60–90 days. Understand what happens when it expires, how to renew it, and when to apply for yours.
Many people who consider buying a home for the first time often ponder these questions before they start the process. With all of the questions that arise, usually, the biggest concern is whether they can afford a down payment on a new home.
If you’ve always dreamt of owning a home, our First-Time Buyers Guide will turn that vision into reality. We’ll guide you through each step, making your dream achievable.