John Telesco

Branch Manager

(408) 828-1562
[email protected]

NMLS: 250498
1900 Camden Ave Suite 101
San Jose, California 95124
(408) 828-1562

State Licensing Information: CA-CA-DBO250498

My Reviews

19 Reviews

  1. Ben Pomarez

    I would recommend John Telesco to anyone looking to buy or refinance a home

    Reply
  2. Kerry Brenton

    John Telesco has my highest recommendation. In the 40 + years of financing my homes I’ve had the pleasure of working with John and could not have had a more pleasurable experience. In the future I will call on John for my financing needs. Thank you John for making our lives worry free.

    Reply
  3. James Narvaez

    I would definitely recommend John for anyone looking to refinance or get a mortgage loan. John was not only professional he was on top of the whole loan process. I Never had to call to ask what’s going on with my loan or anything. He kept me informed from day one. The easiest refinancing I have ever been apart of. I wish all my other experiences with loan officers was this easy. I would definitely recommend John.

    James Narvaez

    Reply
  4. Lil Cottrell

    John has secured multiple residential purchase and refinance loans for me for the past 10+ years, and has always done a great job. He's very communicative and responsive…extremely important in these types of situations. I was a former residential real estate agent, so I know he's very knowledgeable and trustworthy.

    Reply
  5. David M Stanton

    John Telesco has the experience and professionalism that made our re-fi easy and understandable. What I appreciated the most about John was his expertise in refinancing and most importantly his responsiveness on every question and issue I had. I have already recommended John to several friends and family for all their refi needs.

    Reply
  6. Paul M Perez

    I have worked with John Telesco over the last 15 years-His communication and follow through is outstanding. He truly cares about his clients making sure they are putting themselves in the right position for the future. I have referred several friends to John they all had similar experiences.

    Reply
  7. Paul Perez

    I have worked with John Telesco over the last 15 years-His communication and follow through is outstanding. He truly cares about his clients making sure they are putting themselves in the right position for the future. I have referred several friends to John they all had similar experiences.

    Paul Perez

    Reply
  8. Angelita Pomarez

    John Telesco is the person I will always go to for my housing needs. He goes above and beyond. He really knows how to keep us informed about what's going on. Words cannot say how great he is. He is the person to get in touch with if you're a first time buyer or want to refinance your home

    Reply
  9. Bryan Clark

    I have worked with John on my first home purchase and refinanced twice. Every time it has been an incredibly easy and pleasant experience. He has a way of making you feel like you’re the only client he is dealing with and his attention to detail unmatched. I trust John and recommend him to everyone.

    Reply
  10. Dave Long

    I have worked with John on several loans now – always professional and quality follow-through. Even when questions or issues have come up – always looking for ways to complete the actions and the the loan pushed through!

    Reply
  11. Paulo

    I refinanced with John. He was responsive and the overall refi process was painless. Thank you!

    Reply
  12. Patrick

    Even with a 21-day process this went smoothly! There were minor hiccups and some unexpected curves but John handled it all with aplomb which certainly helped calm our concerns during the process.

    Reply
  13. Troy Beliveau

    Never have I had such a pleasurable experience. John dealt with personnally, kept communication lines open and stayed true to his information he passed onto me!

    Reply
  14. Barbara Duffina

    John is by far the best at his job. Always very responsive and has his customers needs on top. I would recommend him to anyone that is looking for a loan.

    Reply
  15. Michele Faber

    John made my refinance experience the best ever. John is professional and upfront with all expectations from start to finish. This was a wonderful experience and I have, and will recommend John to all my family amd friends. Thank you John !⭐️⭐️⭐️⭐️⭐️

    Reply
  16. kari peoples

    It was such a pleasure working with john. This was my first home purchase and he guided me through each step and kept me calm and on track. He is efficient, friendly, very knowledgeable and I am so happy I had John to help me purchase my first home!!! John made the whole process easier and the whole process flowed very smoothly thanks to his expertise.

    Reply
  17. Juan chavez

    John Telesco provide an excellent service and informative procedure. He explain every step of the process and the whole process was done very fast and accurate. I would recommend John to anyone who is looking for a profesional financial service .

    Reply
  18. Gloria

    I worked with John when I refinanced my loan and he made the process simple and easy. I would definitely work with him again in the future.

    Reply
  19. Nabina Pradhan

    John made buying house a cake-walk for me. He was there at every step to guide me with very clear explanations and the whole process was smooth and stress free. I would highly recommend anyone who is planning to buy or refinance to work with John.
    Thank you John for the excellent work you have done for me and the great experience!!

    Reply

Premier Mortgage Resources Blog

How to refinance your home in 9 steps

How to refinance your home in 9 steps

Homeowners will take on a refinance mortgage loan to meet a variety of goals. A refinanced mortgage paves the way toward lower interest rates, lower monthly payments, or cash-out from the home’s current equity. Reaching this perk is a process, but the effort is worth...

How a 3-2-1 buydown mortgage may open doors in a complex market

How a 3-2-1 buydown mortgage may open doors in a complex market

The real estate market may not be as open for some as once before given the decreasing affordability factor. Rising home prices and interest rates are the major culprits. But there’s hope for future homebuyers through a 3-2-1 buydown mortgage loan. This loan program...

Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.

This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.

Refinances

By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.

100% Financing Programs

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

ARM Loans

After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.

Lower Rates

Lower rates typically have higher closing costs in the form of discount points.

About HECM (Reverse Mortgage)

At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.

We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan

The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.

You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan

Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)

These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.

Tax Exemption/Deduction

Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.

Opinions

Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.

Texas Complaint-Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.

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