Kathy Kemper-Zanck

Job Title: Sr. Loan Officer

NMLS: 255580

Direct Line: (541) 749-0610

Email: kathy.kemper-zanck@pmrloans.com

“This is what I want to do with my life,” I thought in 2007 when I was introduced to the mortgage business. Not only was I good with numbers, helping individuals and families with their mortgages would tap all the organization and people skills I had relied on as a school teacher for nine years.

My teaching background continues to come in handy. I can help people understand when and why it makes sense to refinance their mortgage or to comprehend the various loan programs available to them. I have an array of loans available, including Conventional, Home Equity Conversion Mortgagae (HECM), Jumbo, VA and ODVA (Oregon-based veteran), FHA, Streamline VA and FHA, Rural Housing, and dozen more. Whether people qualify for a single loan option or three or four, I help guide them so they choose the best mortgage for their personal situation.

I love helping people create the life they want in Oregon, where I’ve spent my whole life. I grew up in Madras, attended COCC, OSU, and Eastern University and taught school in Sisters after completing my Masters. This is where I play, whether I’m white-water rafting, gardening, snow skiing or water skiing. Central Oregon is the community I strive to improve—whether through business, volunteering, the schools, or spearheading the installation of Central Oregon’s first 18-hole disc golf course so that families and kids would have something free and healthy to do in Sisters.

I’m all about helping people in every way I know how. Whether I’m saving client’s money through a refinance or helping them secure the right purchase loan when they’ve found the home of their dreams, I make sure they get the loan program that best suits their needs. Talking clients through each step of what can admittedly be a challenging process takes away the uncertainly and the fear. I love my career and helping people.

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8 Reviews

  1. Jean Metz

    I am in my townhome despite what was a very difficult loan. Kathy and her team were relentless in securing this loan in time while keeping my stress level down by keeping me informed. Thank you Kathy!

  2. Jennifer King, RE/MAX

    Kathy Kemper-Zanck has done an outstanding job for me both professionally as a realtor and personally. She is very knowledgeable and has many ways to help her clients with the best products and pricing. Thanks Kathy!

  3. Anne & Mike Zoormajian of WetDog Properties

    Kathy gets it done. Fast. No drama. We run all our personal and professional deals through her.

  4. Valerie and John Bailey

    Kathy provided us with exemplary customer service. Working with Kathy as our mortgage broker was a very pleasant experience. We will highly recommend Kathy to anyone in need of a mortgage.

  5. Greg Zadow, GreenRidge Physical Therapy & Kim Williams-Zadow

    Thank you Kathy for going 'above and beyond' when helping us with our mortgage needs. We appreciated the very personal service and walking us through the entire process. We will definitely recommend you to our friends and family. Great job, Kathy!

  6. Paul and Shawna Rawlins

    Kathy Kemper-Zanck did an amazing job balancing the sale and purchase of our homes. She, along with our Realtor, Tim Kizziar, threaded the needle on all the time to make it come out in perfect harmony. Highly recommend them!!

  7. Shirley Carmien/Cathy Russell

    We recently moved to Sisters from Bend. Kathy Kemper-Zanck of Premier Mortgage Resources and Kari Hartman of Keller Williams Realty worked in a very professional, efficient and personal way to make the purchasing of our home a smooth and satisfactory transaction.

  8. Eric and Khiva Beckwith

    Khiva and I reached out to Kathy for our new home loan. We had a bad experience in the past with Mortgage brokers and had reservations to say the least. Kathy worked diligently to help find us a loan that was right for us. She was meticulous in working through obstacles and we knew we could trust her. Kathy was incredibly informative, spoke to us in terms we can clearly understand, and saved us some money. We will always go to Kathy for our mortgage needs as her service is truly premier.

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