Learn how collections affect mortgage approval, whether you need to pay them off, and what options exist for home buyers with unpaid collections.
NMLS: 2474316
1515 Ashment Ave. Suite 1
Idaho Falls, Idaho 83404
State Licensing Information:
ID-MLO-2082474316
Premier Mortgage Resources Blog
How Long Does Mortgage Preapproval Last?
Mortgage preapproval typically lasts 60–90 days. Understand what happens when it expires, how to renew it, and when to apply for yours.
WANT TO LEARN WHICH
MORTGAGE OPTIONS
MIGHT BE RIGHT FOR YOU AND YOUR UNIQUE FINANCIAL SITUATION?
Credit Repair Guide
Many people who consider buying a home for the first time often ponder these questions before they start the process. With all of the questions that arise, usually, the biggest concern is whether they can afford a down payment on a new home.
Down Payment Assistance Guide
If you’ve always dreamt of owning a home, our First-Time Buyers Guide will turn that vision into reality. We’ll guide you through each step, making your dream achievable.
As a first time home buyer, she made the entire process incredible. She was there to answer questions any time we had any. She explained everything perfectly and went out of her way to make this possible! An amazing person to know.
Buying a House from out of state can be challenging. Phone calls, Text messages, emails, signing documents online all present challenges, but Deb and her team have done their best to make the processing of our Construction/Home Loan as easy as possible. She has always been responsive to our questions, getting back as soon as possible. There was a lot of back and forth, but we closed on the Loan and are looking forward to our move and our new home in the near future.
Deborah is a WEALTH of knowledge and my go-to lender for questions - no matter what time of the day (or night) they arise. She is great at explaining various loan options and sharing the pros and the cons of each loan with each buyer. She puts people before her pocketbook and is always willing to visit with future buyers before and after they apply. I personally appreciated her willingness to help guide my son when he was purchasing his first home in a state she wasn't licensed in. She was instrumental in helping him understand the whole process and the pros/cons of his available options. Deborah also has vast knowledge about unique loan programs available to buyers that other lenders, buyers and even real estate agents are not familar with. She will go down the rabit hole to figure out which loan option works best for each client and will push to the finish line moving mountains if need be to get it closed. PS.... She is also an invaluable resource for aspiring buyers who aren't quite ready to qualify. She helps them build a clear, workable blueprint to strengthen their financial positioning, guiding them toward homeownership whether that goal is a few months, six months, or a year away. You won't go wrong working with Deborah.
Absolutely Amazing Team!!! They came highly recommended and put us in our dream home in 1 month!! Quick to respond, always friendly. They know their stuff!!!
Working with Tory was great! I’ve gotten other mortgages through credit union’s. They were painful and my interest rate always changed last minute even though I was told I was locked in. Tory made it as hassle free as a mortgage can get, streamlined, very quick process compared to the other’s I’ve dealt with. THANK YOU!