NMLS: 1658229
3363 E Presidential Drive Suite #200
Meridian, Idaho 83642
(208) 629-0606

State Licensing Information: ID-MLO-22055, OR-1658229, WA-1658229, MO-1658229

My Reviews

33 Reviews

  1. Keri

    "Lane Lowrey and team are AMAZING! Highly recommend to anyone even thinking of buying a home. If it can be done….Lane will make it happen!"

    Reply
  2. Michelle McDonnell

    My husband and I were simply eating dinner and Lane came by and gave us his card, very polite, and obiviously driven. If we did not already have a lender we would give retain him for his go getter attitude!!!

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  3. Mila Perry

    Lane and his team do an amazing job! As a Realtor, I give his info to clients in need because I know he will take great care of them. He was also our lender when my husband and I bought our home. Lane will absolutely take care of you!

    Reply
  4. Drew Roberts

    Lane is awesome. Always looking out for us and helping protect our investment. We’d recommend Lane and his crew to everyone

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  5. Benjamin Carey

    Lane is the BEST! He cares about his clients and is always looking to help them out. He did that with us. He was there for our original purchase and again for the refi. An amazing guy and his team is incredible. You can’t find a better guy than Lane!!

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  6. Joel Thomas

    Lane went out of his way to make sure everything and I mean everything went smooth from start to finish. I reccomend Lane Lowry 1000 %

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  7. Ann K

    My husband and I had come to Idaho one weekend to just look at homes. We had no plans in place to purchase. We'll first day out, first home, that was it! Lane was called evening of that Saturday, asked if he could provide a prequalification letter for us….within an hour we had it to provide to the sellers agent. He was absolutely AMAZING! The entire process was flawless. He and his team are so on top of it, answered every question, every email same day, some within the same hour. Service is his mission. Thank you for helping us with obtaining our 4Ever Home!

    Reply
  8. D. Rutherford

    Lane Lowry was amazing. He helped us with the purchase of our new home and made the process easy through every step of the way. He connected us with our realtor, Charles Seip, who we also relied upon for knowledge and expertise. They make a great team! We highly recommend Lane Lowry. He was always available 24/7 to answer questions for us. Thank you, Lane Lowry! We love our new home.

    Reply
  9. Frank Harper

    Lane and the team that was working for my wife and I (was amazing!) We found it very impressive how fast Lane and his team worked to make it all come together. It's a very weird time we are in right now. But I was proud and honored that Lane was working for us. "USE HIM" you won't be disappointed!
    Lane thank you for your service and thank you for working with us.

    Reply
  10. Tylor and Kelliee Desilet

    Lane worked with my husband for about a year or so while he got his credit and documents situated to qualify for the loan. And when the right time came, Lane and his team were there to guide us through the process. And it was very quick and smooth! We highly recommend Lane's services! He is very knowledgeable with the programs to get you into your new home. Thanks Lane!

    Reply
  11. Shannon Jones

    I recently refinanced with Premier Mortgage. My experience was outstanding! Lane and team were great — they were respectful of time and very pleasant to work with throughout the process. I highly recommend this team!

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  12. Tylor

    Lane was great to work with. Solid across the board. He was available when I had questions and really a solid guy. I’d recommend him all day and I will.

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  13. travis raby

    I highly recommend lane and his team,just when I thought we were not going to get approved for our dream home,lane came into the picture and made it possible, super easy to work with,and a great team

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  14. Jen Carey

    I recently refinanced with Premier Mortgage and Lane Lowry. He is THE BEST!!!!! Willing to go above and beyond for clients! Cares so much about them instead of caring about the deal and making money. Love him so much!!! I recommend him to everyone! I am a client for LIFE!!!! Love you buddy!

    Reply
  15. Bob Hartmann

    We recently refinanced with Premier Mortgage and Lane Lowry. He was recommended by a friend. Lane and his team were very efficient and pleasant to work with. The final numbers were just what Lane predicted – no surprises. We recommend Lane and his crew.

    Reply
  16. Megan L

    We used Lane and his team about a year ago moving from California to Boise. We were approved for a loan and pre-quaified really quickly. The whole process seemed very effortless.

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  17. David Flutts

    My wife and I moved from California to the Boise area. Lane and his team were great throughout a very trying and long experience (nothing to do with Lane). Great communication throughout the process. Lane even helped with getting our rate extended because of many time delays. Would highly recommend!

    Reply
  18. Sally Schoder

    Lane was no less than amazing. He was efficient with my time and exceptional in regards to customer service. Lane and his team did such a phenomenal job, I never in a million years, thought a refinance could be so easy! The best 5minute call I’ve made in a very long time.

    Reply
  19. Charles Seip

    Lane and his team are about the hardest working lenders in the Valley, I've worked with him both as a realtor and a client and can say if you want to get the job done, call Lane! I highly recommend Lane Lowry, his team and PMR Loans!

    Reply
  20. Mark and Wendy Ingersoll

    Lane Lowry and all those who work with him are professional as well as very helpful. They genuinely work hard to make sure everything goes as smoothly as possible. Lane is creative and motivated to find the best way to help you achieve your goals! We highly recommend him and his team!

    Reply
  21. Rob Love

    Lane Lowry and his team did a fabulous job! Our loan required creativity and an "outside-the-box" perspective in order to be approved. Lane confidently took the "bull by the horns" and navigated the uniqueness of our situation. I want to particular give a "shout out" to Cheryl McFarland, whose experience and calmness allowed for a particular rough situation to be smoothed out.

    Reply
  22. Darci Logan

    Lane and his team have done a loan for me not once but twice now. The first loan they all worked very hard to get me approved and to push my IHA loan through. This time, one year later, I contacted him to do a refi. Lane and his team were on top of it from the moment I called them. They got my loan done in record time and I was able to change from an IHA loan to a conventional loan and lower my monthly payment. He has also worked with my daughter and son in law to buy their first home and did the same outstanding work for them. I would never go through anyone else for a home loan!

    Reply
  23. Travis See

    Lane has a talent for numbers, and tailoring a mortgage to fit your needs at this particular moment.

    His other greatest asset is his communication, and follow through. He reached out after a year to discuss the possibility to lower my interest rate. After a couple of conversations, we switched a 39 year note, with a 20 year note, which only raised my monthly payment $99.

    Highly recommend meeting w Lane, and discussing your options.

    Reply
  24. Jennifer McCabe

    Lane and Cheryl were great to work with. They made the loan process as smoothly as possible. We liked how we could upload everything to a portal for them to review. They gave us multiple options on rates and we landed on one that we are happy with! Thank you!

    Reply
  25. Chris Johannesen

    Lane and Cheryl are a great team, very easy to work with. Building a new home and being from out of state can be a stressful process. PMR made the lending process a breeze, we we're really impressed.

    Reply
  26. Devan Karsann

    Lane was recommended to me by an agent of a builder I was considering buying through in Boise. I was impressed with how quickly and thoroughly he answered all of my questions, and his interest in helping me achieve my real estate goals. I ended up buying from a different local builder several months later, but he stayed in touch with me as I planned ahead for my purchase. Cheryl was also very helpful in making the loan processing proceed smoothly and I appreciate everyone else on Team Lane as well. I couldn't have asked for better customer service or a better rate.

    Reply
  27. Daniel

    Lane is the best. I wasn't even thinking I could get a loan when I first called. I wanted to see what I needed to get to that point. Not only did I get preapproved but I had an offer in on my house 3 weeks later. Not saying the journey was easy but Lane did an amazing job in figuring out the best way to help me and overcome the problems in the way. He is the best and i will recommend him to all my friends.

    Reply
  28. Reed

    Working with Lane and his team was an incredibly informative, swift, and enjoyable process. Lane was quick to answer all questions in a detailed manner. His communication throughout our home buying experience was informative, pleasant and incredibly diligent. We are so thankful to have worked alongside Lane. If ever you are in the market for a lender Lane is undoubtedly the guy.

    Reply
  29. Jon C Turk

    Lane did a great job on our alone. He was very knowledgeable and on point and made sure everything ran smoothly and on time. Thanks very much for your efforts sir, My family and I are very grateful for your service! I would definitely recommend him.

    Reply
  30. Da Baird’s

    Lane and Cheryl were absolutely amazing. So helpful and completely on top of things. Lane picks up or calls back EVERY TIME. He’s there for you the entire way through and knows how to help no matter how difficult the situation, and believe me my situation was difficult. Cheryl is always happy to help and get you what you need instantly. Such a great experience with a usually extremely stressful process.

    Reply
  31. Julliana Curry

    We recently purchased our first home in Mt.Home. Lane and Mila did an amazing job in figuring out the best way to help our family. Lane was very knowledgeable and on point and made sure everything ran smoothly and on time. Thanks very much for your efforts and your patience’s sir, My family and I are very grateful for your service! I would definitely recommend him.

    Reply
  32. Frank Harper

    This is the third time my wife and I have worked with Lane and his team so, he must being doing something right. Lane's team is professional, friendly and proficient. In today's world it's hard to know who you can trust and with Lane and his team we have that trust. I would and I am very comfortable in recommending Lane and his team to anyone that needs a mortgage team and Premier Mortgage Resources and Lane's Team in my opinion are the team to trust.
    Plus, Lane's a veteran and veterans take care of veterans.

    Reply
  33. Robert Owen

    This is my third transaction with Lane and Premier. I have referred several people to Lane and his team. I will never go anywhere else. The whole process is seamless and the team is very responsive when I have questions. I trust them with ALL my friends and family and I will always work with Lane and his team.

    Reply

Premier Mortgage Resources Blog

What happens if your mortgage application is denied

What happens if your mortgage application is denied

It’s a moment you hope never comes, but if your mortgage loan application is denied, take a deep breath and remember that it’s only a setback. The first step to recovery is understanding what went wrong. You can glean some insights by reviewing the denial letter in...

Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.

This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.

Refinances

By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.

100% Financing Programs

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

ARM Loans

After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.

Lower Rates

Lower rates typically have higher closing costs in the form of discount points.

About HECM (Reverse Mortgage)

At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.

We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan

The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.

You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan

Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)

These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.

Tax Exemption/Deduction

Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.

Opinions

Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.

Texas Complaint-Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.

Want to learn which mortgage options might be
right for you and your unique financial situation?