Mark Verdugo

Loan Officer

(916) 628-0413
[email protected]

NMLS: 1083868
2260 Lava Ridge Court Suite 102
Roseville, California 95661
(916) 242-9300

State Licensing Information: CA-CA-DBO1083868, WA-MLO-1083868, AZ-0930822, IN-MLO-1083868, TN-1083868, CO-100508305, OR-1083868

My Reviews

15 Reviews

  1. Tarra Flores Sloan, Realtor, DRE 02042286

    Extremely happy with Mark's professonalism, timeliness and knowledge. Mark Verdugo has assisted in many transactions for both my family and my clients and I highly recommend Mark. His work ethic is exemplary and I have depended on his diligence and appreciate Mark and his team. I can trust him to get a transaction through to closing on time–and usually early. Mark has been able to get clients on track to purchase that were needing extra help and I appreciate the time he took with these clients. Mark has assisted in hosting open houses with me for my clients and he has handled transactions both within my region and out of my region without a single hiccup. This is huge in my industry as a Realtor. Thank you Mark!

    Reply
  2. Tarra Flores Sloan, Realtor

    Another new purchase transaction and my buyers were so happy! Thank you Mark for another quick close, the highest integrity and professionalism and not only meeting my clients needs but surpassing them, you really have set the standard high. Thank you!

    Reply
  3. Anthony Flood

    Mark was great to work with and made the whole process very simple. He took the time to let us know our options and what we should be prepared for during the process. Mark always answered his phone when we had questions and was extremely helpful in all aspects.

    Reply
  4. Jennifer M Jensen

    Mark and his team were great to work with. They were very responsive to questions and getting documents back and forth. From my first question to Mark to signing docs was less than 30 days. GREAT EXPERIENCE!! I have worked with Mark in previous years and have referred some friends and family to him. Everyone I have referred has come back with positive feedback. THANK YOU!

    Reply
  5. Austin Preston

    We have worked with Mark and his team a few times now. From doing a cash out refi to pay for home upgrades or recently taking advantage of a rate drop, Mark has always made it easy on us. You know you are in trusted hands with Mark Verdugo!

    Reply
  6. Logan LeVan

    We were first time home buyers and we were so lucky to have Mark helping us out with our loan. Mark was incredibly transparent and up front about everything to expect. It made the process so much less stressful than we were anticipating. He was very responsive and helpful when we had questions or needed assistance with anything. Due to his hard work and efficiency, we were able to close at lighting speed! We could not recommend Mark more.

    Reply
  7. Ignacio Figueroa

    Great customer service. Mark was there during the whole process and was always available. I will highly recommend Mark to anyone.

    Reply
  8. Iris Hill

    Mark,
    This is not the 1st not the 2nd but 3 times a charm home buying experience. I can not work with anyone else. You have proven time and time again your worth and I value your experience. For that I am loyal to you and what you stand for. Your total engagement and attention to detail has a sharp edge that gives great admiration to the quality of work you put in and out each time.
    Mark has a passion that stands solid when caring about my well being. Helping me to think and make intelligent decisions when it comes to my finances and how it could affect me later. What I found in that, is that he wants what is best for my future endeavors and it helped me to navigate through and feel secure along the way.
    I do not just see you as a professional lender, but i see you as family. You have taken care of me throughout this process as though I am family. You care and showed me that I mattered. That is the best feeling one can give. Your energy shows that you are not in this just to make money. But to see people see themselves evolve and be happy each time. I have experienced this 3 times now.
    This has been flawless. Even if something arise your quick to handle things in a way thay shows you are about making things happen.
    Mark keep shining and giving people like myself hope. Thank you for your phenomenal
    Love and support. YOU ARE THE MAN. There i go screaming again. Thank you, thank you,

    Reply
  9. Gil Herrera

    2nd to none knowledge and service. All questions were answered swiftly and with the utmost clarity. Extremely satisfied with the turn time and stress free process.

    Reply
  10. Evelyn Shannon

    This company rocks- from start to finish! This is my 3rd loan with them, I am 100% satisfied they are honest, fast, very thorough with the paper works. My comment about how good this company is is not enough. All I can say is I should not have "wasted my time" with other companies in my financing & refinancing, had I known about this company earlier. Mark and his crew are outstanding, beyond excellence. Thank you Mark, Michelle and everyone who made all my transactions painless and stress free. I repeat YOU guys ROCK. Keep up the good work!

    Reply
  11. Ean Devine

    Refinancing my house was a very stressful time, but Mark and his awesome team were so helpful and efficient, it made the process very smooth and pain free. They were on top of the process every step of the way and gave very honest answer to questions I had. GREAT TEAM!!!

    Reply
  12. zach

    Amazing team and quick Underwriting turn times! Thanks for the help Mark!

    Reply
  13. Brian Segal

    Mark was incredibly helpful in navigting some tricky financing circumstances surrounding student loans with us for our recent purchase, when other lenders I had inquired with first had no clue what I was talking about. Mark got us pre-approved within hours of talking to him and we were able to make an offer that day. The underwriting process was incredibly easy and communication was excellent. Mark would keep up updated on what he needed, and let us know in advance when he needed us to upload certain documents. His staff we worked with as well were very helpful, and the team as a whole exceeded our expecatations. I would recommend Mark to anyone who needs a mortgage!

    Reply
  14. Tara

    This is our second time working with Mark and his team. He's incredibly knowledgeable and transparent about the entire process of buying a house. I highly recommend requesting him if you are in the market to buy a house!

    Reply
  15. Jordan Hoff

    Mark and his team are fantastic. This is our 3rd time working with Mark and he never disappoints! 5 star service across the board.

    Reply

Premier Mortgage Resources Blog

How to refinance your home in 9 steps

How to refinance your home in 9 steps

Homeowners will take on a refinance mortgage loan to meet a variety of goals. A refinanced mortgage paves the way toward lower interest rates, lower monthly payments, or cash-out from the home’s current equity. Reaching this perk is a process, but the effort is worth...

How a 3-2-1 buydown mortgage may open doors in a complex market

How a 3-2-1 buydown mortgage may open doors in a complex market

The real estate market may not be as open for some as once before given the decreasing affordability factor. Rising home prices and interest rates are the major culprits. But there’s hope for future homebuyers through a 3-2-1 buydown mortgage loan. This loan program...

Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.

This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.

Refinances

By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.

100% Financing Programs

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

ARM Loans

After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.

Lower Rates

Lower rates typically have higher closing costs in the form of discount points.

About HECM (Reverse Mortgage)

At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.

We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan

The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.

You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan

Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)

These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.

Tax Exemption/Deduction

Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.

Opinions

Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.

Texas Complaint-Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.

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