NMLS: 42311
3363 E Presidential Drive Suite #200
Meridian, Idaho 83642
(208) 629-0606
State Licensing Information: AL-42311, AR-42311, AZ-42311, CA-DFPI-42311, CT-42311, DC-42311, DE-MLO-42311, FL-42311, GA-42311, HI-42311, IA-42311, ID-MLO-18279, IL-031.0084574, IN-66512, KS-LO.0052719, KY-MC855036, LA-42311, MA-42311, MD-42311, ME-42311, MI-42311, MN-MN-MLO-42311, MO-42311, MT-42311, NC-42311, ND-NDMLO42311, NH-42311, NV-42311, OH-MLO-OH.42311, OK-42311, OR-42311, PA-42311, RI-42311, SD-42311.MLO, TN-42311, TX-42311, UT-42311, VA-MLO-70466VA, VT-42311, WA-MLO-42311
Our Vision: We are the best retail mortgage lender in America. We empower our employees to exceed customer expectations.
My Mission: I support my clients by building value-based relationships and providing superior resources. I am committed to the success of each and every transaction I have the pleasure of being a part of. Communication, education and availability are my 3 core values and these values help me to better serve my clients.
Communication – Face to face meetings, phone conversations, email or text. I communicate in the manner that best serves my clients and their daily needs.
Education – Keeping myself educated to market and guideline changes allows me to keep my clients educated and allows us to collaboratively make the most informed decision.
Availability – Daytimes, evenings and weekends I’m available. I work my schedule around the needs of my clients.
Licensed to work in: Idaho (MLO-18279), Washington (MLO-42311)
As you embark on your homeownership journey, it's important to familiarize yourself with closing costs. These are fees that typically represent 2-5% of your home loan and are a standard part of the process. We're here to demystify closing costs for you, ensuring your...
When purchasing a home, one important step that homebuyers often overlook or delay is getting preapproved for a mortgage. Mortgage preapproval is a service provided by lenders that offers homebuyers a comprehensive understanding of their borrowing capacity, giving...
Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.
This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.
Refinances
By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.
100% Financing Programs
The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.
ARM Loans
After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.
Lower Rates
Lower rates typically have higher closing costs in the form of discount points.
About HECM (Reverse Mortgage)
At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.
We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan
The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.
You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and
Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan
Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)
These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.
Tax Exemption/Deduction
Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.
Opinions
Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.
PMR is not a course provider and does not provide credits for any CE class.
Texas Complaint-Recovery Fund Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.
Matt is a genuine businessman who truly cares about his relationship with others.
Matt and his team don't set the standard, they exceed it.
I just closed on my first home and I could name all the specific reasons for why you should also choose to use Matt and his team for your next home purchase but that would be too long. My experience as first time buyer was extremely easy, the information provided was always transparent and explained in terms that are simple to understand. They are punctual with each progression in the process and never had to worry about them not working on my account in a timely manner. 10/10 highly recommend.
Matt helped my husband and I finance our first house almost 7 years ago and I still recommend him to anyone who asks. He was absolutely invaluable to the process, especially as first time home-buyers.
I do not even know where to start! Matt's team is amazing. Shannon especially is such a treasure. The mortgage industry is filled with so many places just trying to make a buck but Premire was genuinely on our side through our whole mortgage process. Shannon especially is wonderful. She always answered all my questions and was great at easing my mind when I would worry! She went so far above and beyond our expectations, it was such a blessing. The whole team is kind and hardworking. I would 100% recommended them to anyone looking to buy or refinance. They're incredible!
Matt is awesome and gets it done.
Matt was so awesome. We were having a lot of problems trying to get our loan to go through and matt never gave up on us. I would defiantly recommend him if you're trying to find a good lender. Thank you matt for everything you did for us you're amazing.
I usually don't do reviews but I have realized that this will help others determine whether they have a good or bad experience. Matt helped our family so much back in 2016. We had a lot of hurdles to get through, my husband got laid off and Matt and our Realtor Jake were there to get us through that tough time. I can't forget about Shannon his secretary she is awesome. Matt was so patient because there was a language barrier due to my husband not speaking English. So it took more time to explain it to him for him to understand the process. I don't know if I would have been able to get through the tough times without Matt. I met him at a first-time home buyers meet. He recommended our Realtor Jake. If you want to have a loan officer who cares go see Matt he is awesome, and I wouldn't go with anyone else if I ever had to go through that process again. Thank you, Matt!