Sabrina Nelke

Loan Officer

(208) 277-8627
[email protected]

NMLS: 1443529
2310 North Molter Suite 101
Liberty Lake, Washington 99019
(509) 315-3154

State Licensing Information: ID-MLO-21568,WA-MLO-1443529

My Reviews

25 Reviews

  1. Tammy Riffel

    Sabrina is the best!!! I was very hesitant about even trying to buy a home due to being a single mother and not having the best credit and no money down. I was sure it was impossible. Sabrina was so amazing and did all the research to find the best options for me and my little family. She went through everything In great detail so I could understand and also dealt with me texting and calling with question after question. To my shock we were pre-approved and on our way to buying our 1st home. Without Sabrina we would not be where we are now. I thank her from the bottom of my heart.

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  2. George Rocco

    Sabrina is awesome! She made the process smooth and easy. And she explained each step, so there were no surprises.

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  3. Cassandra Fritz

    Sabrina was simply amazing during our loan process. She was always quick to respond and let us know far in advance what was needed. It made our loan process so seamless during a difficult time that it was a welcome break from the Hassel to work with her and her team.

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  4. Alexis Wood

    Sabrina was so kind and helpful. Made my remortgaging process so easy and with my best interests in mind.

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  5. Kathy Sprinkle

    Sabrina was great to work with! She made the whole process smooth and painless. I would definitely recommend her to all my friends and to anyone looking to either buy or refinance.

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  6. Denise Y Smith

    I REALLY appreciate Sabrina! We were not really ready to buy yet but we had to move sooner than we thought and we refused to rent again. With not so perfect credit and not much for a down, we went for it anyway. We got a disappointing offer from another lender, then I was referred to Sabrina. She was amazing!! We were approved for 100k more than the previous lender. She knew we were in a time crunch and she took care of us pretty quick. She made the whole home buying process painless. She was always there to answer my never ending questions too. I highly recommend Sabrina!!

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  7. Monica Mocny

    Sabrina is the best! From getting approved for a home loan to closing of escrow in a matter of 5 weeks, she explained every detail, was in constant contact with us and everything went smooth, I highly recommend her, professional, personable and knows her stuff!!

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  8. Stephanie Frank

    Sabrina is amazing. She was so quick to reply to all of our many questions. Made sure we understood the whole process and knew what to expect. Absolutely amazing. 10/10 would recommend.

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  9. Jennifer Lazar

    This was our second home purchase and it was also for a big move and Sabrina was a dream! The process was so easy and smooth and she went above and beyond to get us the perfect loan! We plan to go through her in the future and send referrals her way!

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  10. Troy

    Sabrina was absolutely amazing. Super efficient and hasty in everything she did for us. Would go through her office in a heartbeat again and again!!

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  11. Andrea Schroeder

    Sabrina made our home buying experience very nice. Very professional and a joy to work with. I highly recommend her to everyone

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  12. Sammi

    Sabrina is amazing! Went through her twice and was very communicative throughout the whole process and kept us up to date. Very detailed so we knew exactly what she needed and explained things very well. I have recommended her to quite a few people already. She's the best!

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  13. Michael Hess

    Sabrina is the best! I’ve dealt with half a dozen mortgage brokers in my life and Sabrina stands out as the very best. She is easily reached for information,always returns calls and answers emails quickly. We have used her twice and have had awesome experience both times. She even brought us lattes when we closed at land tittle.

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  14. Kim Sitton

    Sabrina is the consummate professional that lives by her word. If she says she will do it, you can completely depend on it. She has been there for my easy to approve clients, and has been a Godsend for those that were not so easy to approve.

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  15. Sandra Hilliard

    Sabrina was so professional and helpful with refinancing my home. She has helped me in the past and I would highly recommend her to anyone needing help with home loans. Thank you so much for all your help.

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  16. Jacob Hansen

    Sabrina is very knowledgeable and professional. She made our home buying process easy and efficient. I would recommend her to any I know.

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  17. Gary & Julia Skelton

    We would not have the home we are now living in were it not for Sabrina’s expertise and support. She guided us through the many requirements for a jumbo loan, all the while with a sunny disposition and can do attitude. We would recommend Sabrina to anyone who is interested in a loan officer with high ethics, a sharp financial mind, and a sweet soul.

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  18. Carlos Moya

    Sabrina and the Premier Mortgage Resource Team were one of the finest and most professional lending companies we have ever worked with. Given the unprecedented dynamics in the 2021 CDA real estate market, it was great to have a mortgage loan officer who not only assisted with pre-qualification but also helped navigate through the entire loan to purchase process. I will gladly recommend Sabrina and Premier Mortgage Resources to anyone purchasing or refinancing their home.

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  19. Amber B

    Sabrina is wonderful! She went above and beyond for me. I had barley a clue to the home buying process and Sabrina made me feel confident and knowledgeable through the entire thing. 30 day close and she was there for anything I needed!! Sabrina and her team were fast, responsive, and reliable. Highly recommended!

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  20. Brittany Hunt

    We had a great home buying experience with Sabrina and her team! They worked hard for us ensuring things went as smoothly as possible and were extremely knowledgeable in answering any concerns or questions we had. We will certainly work with Sabrina and her team in our next home purchase!

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  21. Oren Gaskill III

    Sabrina and her team were always professional, knowledgeable and helpful throughout our purchase here in Idaho. We would highly recommend them to anyone seeking to make a real estate purchase!!

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  22. Chad Cloud

    Sabrina and her team are great. Prompt, knowledgeable, and personable. As a first time homebuyer, I was never lost or confused, knowing Sabrina or one of her colleagues would help me.

    I should note that I always felt like I was being treated like a person making an important financial/life decision. I never felt like a number or a source of profit. Sabrina will look out for your best interests.

    I highly recommend Sabrina and PMR Loans.

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  23. Robert Henry

    Highly recommended! Sabrina and her crew were completely amazing and efficient. They were in contact daily throughout the loan process. Would definitely use her again!

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  24. Liz Peterson

    Sabrina is the ultimate professional – sharp, prompt and knowledgeable! I highly recommend her for your financial needs.

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  25. Patricia O'Connor

    Sabrina was able to make the process painless and communicated the whole time. I would strongly recommend her to all my friends and family.

    Reply

About Me

I love what I do! My focus is to help you obtain a home loan that fits your personal wants and needs. Are you a first time home buyer and not sure where to start? Let me help! I know this can be one of the biggest investments you will ever make and I am here every step of the way. I will work with your schedule. I understand you are busy and I can help you get started online, in person or on the phone. Whether you are purchasing or refinancing, I value your time and will always have your best interest at heart.

I live locally in Idaho and love it. Before getting licensed to originate home loans in Idaho, Washington and Arizona, I spent 8 years in the Automotive Business selling cars, financing cars and supporting my team as the sales manager. I have a wonderful and supportive family, 3 kids and a great hubby that works for the Coeur d’Alene School District. We also have a cute little French Bulldog, Farley.

At Premier Mortgage Resources we are a full service mortgage company with loan programs that can accommodate most borrowers and financial situations. This flexibility allows us to assist more clients and close loans on time. We provide local underwriting which includes having an underwriter review your loan before you are under contract on a home to give you some peace of mind and stronger buying power.

I look forward to helping you with your mortgage and lending needs. Please feel free to call, text or email me.

Premier Mortgage Resources Blog

What happens if your mortgage application is denied

What happens if your mortgage application is denied

It’s a moment you hope never comes, but if your mortgage loan application is denied, take a deep breath and remember that it’s only a setback. The first step to recovery is understanding what went wrong. You can glean some insights by reviewing the denial letter in...

Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.

This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.

Refinances

By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.

100% Financing Programs

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

ARM Loans

After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.

Lower Rates

Lower rates typically have higher closing costs in the form of discount points.

About HECM (Reverse Mortgage)

At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.

We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan

The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.

You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan

Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)

These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.

Tax Exemption/Deduction

Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.

Opinions

Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.

Texas Complaint-Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.

Want to learn which mortgage options might be
right for you and your unique financial situation?