Learn how collections affect mortgage approval, whether you need to pay them off, and what options exist for home buyers with unpaid collections.
NMLS: 1443529
2310 North Molter Suite 101
Liberty Lake, Washington 99019
I’m a licensed mortgage loan officer serving clients in Idaho, Washington, California, Montana, Oregon, Arizona and Wyoming. Helping individuals and families achieve homeownership is more than just my career – it’s my passion. As a wife and mom of three, I understand the importance of making confident financial decisions that support your family’s future. That’s why I take pride in providing clear, personalized mortgage guidance you won’t find in a classroom, making the process simple, stress-free, and easy to understand. My goal is to walk with you every step of the way so you can move forward with peace of mind and excitement about your new home. Let’s turn your homeownership dreams into reality!
Learn how collections affect mortgage approval, whether you need to pay them off, and what options exist for home buyers with unpaid collections.
Mortgage preapproval typically lasts 60–90 days. Understand what happens when it expires, how to renew it, and when to apply for yours.
Many people who consider buying a home for the first time often ponder these questions before they start the process. With all of the questions that arise, usually, the biggest concern is whether they can afford a down payment on a new home.
If you’ve always dreamt of owning a home, our First-Time Buyers Guide will turn that vision into reality. We’ll guide you through each step, making your dream achievable.
Help me through all different situations to get me the house we wanted. Highly recommended
Working with Sabrina was an exceptional experience from start to finish. As someone who initially felt overwhelmed by the process, I was truly grateful to have her guidance every step of the way. She took the time to clearly explain my options, answered every question with patience and expertise, and always made sure I felt confident in each decision. Her communication was outstanding quick responses, regular updates, and commitment to keeping everything on track. Highly recommend Sabrina
Sabrina was absolutely amazing to work with!! When we called her for a pre approval letter she was on it. And it was because of her efficiency we got the home of our dreams! As first time homebuyers, we needed to understand the process. We were so grateful that Sabrina not only explained the process so clearly to us, but she was also eager to take the time to answer all our questions. I would 100% recommend Sabrina to all of my friends and family. She is amazing!
My boyfriend and I had such a wonderful experience working with Sabrina Nelke at premier Mortgage Services! She was extremely communicative throughout the entire process, always keeping us updated and answering every question I that we had. Not only was she kind and easy to work with, but she also worked incredibly hard to make sure we were able to keep our original closing date. I could tell she genuinely cared about making this as smooth as possible for me. Her professionalism, dedication, and warm personality made what could have been a stressful process so much easier. I’m beyond grateful and would recommend her to anyone looking for a lender who truly goes above and beyond!
BOYYYY HOWDY! I just had the most wild ride with a real estate transaction in my career as an agent and I cannot think of a better person/lender to go through it with. Sabrina is top-notch. Truly. I am drawn towards professionals that put relationships above everything else -- while not lacking in strategy, communication, and smarts. That encompasses Sabrina. You will absolutely not regret working with her. If you're on the fence, don't delay -- Sabrina is your gal.
I will recommend Ms. Nelke to every person I know who is in need of financing.
I will definitely use her services again if I need to in the future