NMLS: 327268

State Licensing Information: AK-130972, CO-100526046, IL- 031.0084489, KS-LO.0001062, MO-1166-MLO, TX-327268

My Reviews

20 Reviews

  1. Rylan Lynam

    Shawn was very helpful throughout the whole loan process. It could not have gone any smoother! He took the time to explain everything in detail an happily answered all my questions. If I ever purchase another home I will definitely be giving him a call.

    Reply
  2. MICHAEL ORILEY

    Excellent and to the point.Will use his services again soon

    Reply
  3. Kristy Gatti

    Shawn made our transaction smooth and fast. Very knowledgeable about the whole process from start to finish. Shawn is highly recommended to everyone that I talk to about our home purchase. Thank you for making a stressful situation manageable!

    Reply
  4. Sharry

    . Five stars!

    Reply
  5. Phillip Peters

    Very helpful with answering all questions and concerns. Upfront with all the ins and outs of the process. I would definitely refer Sean and Premiere mortgage to anyone.

    Reply
  6. Brad

    Shawn did a great job getting us preapproved and helping us negotiate the home buying process. We highly recommend him and his staff.

    Reply
  7. Curt and Teresa Foss

    Best team ever! Each person was knowledgeable, and no matter which person we talked to, she or he knew about us, our loan, and our goals. We bought two properties with complicating circumstances—one foreclosure/one estate. Shawn’s team plowed on through every turn of events. We will definitely use him again.

    Reply
  8. Gene Gould

    Shawn and staff have done nothing less than provide for professional transactions that have always been smooth. He is always on his game and extremely efficient and handles his credibility with a great amount of knowledge. At the end of the buy, you can count on a friendship that will last..

    Reply
  9. Aaron Hull

    Absolute pleasure to work with. Very professional and attentive to any needs I had. i have and would still refer friends and family to Shawn and his team.

    Reply
  10. Deanna

    I don’t know how they manage it, but they certainly make the entire process of buying a home painless. Knowledgeable, courteous, helpful, professional and reliable. What more could you possibly want? Highly recommend!

    Reply
  11. Karla Barrett

    Shawn made the whole process go smoothly. He was very Professional and had answers to all my questions. I highly recommend to all my family and friends.

    Reply
  12. james burkhart

    Shawn did an outstanding job throughout the entire process. Very easy to work with.

    Reply
  13. Donata and Keith Gough

    We are so thankful for all of the work Shawn and his team put in to make our home buying process easy and stress free. He took the time to explain everything to us and answer all of our questions. I really felt like he was there for us.

    Reply
  14. Brendon Taylor

    My experience working with Shawn and the PMR team was outstanding. He was always quick with his responses to my questions and he makes himself available for his clients. I felt like he kept me informed throughout the entire loan process from the beginning stages of pre-approval, all the way through closing. He’s personable and a great guy to do business with. Definitely recommend.

    Reply
  15. John Eddleman

    Just a few hiccups, but all in all a great experience.

    Reply
  16. Renae Richardson

    Always a pleasure working with Shawn and the team! This is my third home financing experience with them over the years and I would highly recommend.

    Reply
  17. Christine Russell

    I very much appreciate Shawn’s expertise and advice which sped up the home buying process for me quite a bit. I also worked with Denise who was always readily available to answer all my questions and walk me through the process.
    Thanks to the PMR team for making my first home purchase possible!!

    Reply
  18. Bill eads

    This is the 2nd time we have used Shawn, what an easy experience from start to finish. The whole team at Premier is top notch in guiding you through the process keeping you updated on internal processes giving you peace of mind that others don’t. I would highly recommend Shawn and his team to anyone looking to buy a home.

    Reply
  19. Mikal Soltys

    This was my first time using Shawn and my second house purchase. He was a real pleasure to work with. He was always proactively looking for the product that would fit me best, and responsive and receptive to any questions I had. I would highly recommend him to everyone look to purchase or refinance their home!

    Reply
  20. Colin

    Very efficient, and very smooth process! Answered all the questions that I had during the process.

    Reply

Premier Mortgage Resources Blog

The Importance of a Mortgage Preapproval

The Importance of a Mortgage Preapproval

When purchasing a home, one important step that homebuyers often overlook or delay is getting preapproved for a mortgage. Mortgage preapproval is a service provided by lenders that offers homebuyers a comprehensive understanding of their borrowing capacity, giving...

Securing a Home Loan: Significance of the Debt-to-Income Ratio

Securing a Home Loan: Significance of the Debt-to-Income Ratio

In mortgage lending, the debt-to-income (DTI) ratio plays a pivotal role in determining an applicant's eligibility for a home loan. This blog aims to explain the DTI ratio and highlight its profound impact on an individual's ability to secure a home loan....

Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.

This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.

Refinances

By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.

100% Financing Programs

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

ARM Loans

After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.

Lower Rates

Lower rates typically have higher closing costs in the form of discount points.

About HECM (Reverse Mortgage)

At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.

We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan

The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.

You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan

Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)

These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.

Tax Exemption/Deduction

Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.

Opinions

Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.

PMR is not a course provider and does not provide credits for any CE class.

Texas Complaint-Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.

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