Shelly Buchanan

Loan Officer

(208) 861-6553
[email protected]

NMLS: 742710
3363 E Presidential Drive Suite #200
Meridian, Idaho 83642
(208) 629-0606

State Licensing Information: ID-MLO-2080742710, OR-742710, WA-742710

My Reviews

15 Reviews

  1. Stan

    Shelly is a wonderful Loan Officer. She always answers the questions I have and gives me plenty of options to look at. She is very friendly and works with you as a friend not just a client.

    Reply
  2. Raina Baker

    Shelly and her team did a phenomenal job with assisting us in buying our first home. Our previous loan intuition was giving us the run around, so our real-estate agent referred us to Premiere. They worked quickly to keep us on track for our closing date, which only left us about 3 weeks. They helped us with grants and programs to enable us to purchase our home and work with our finances. They were always super friendly and patient with our questions. I absolutely will be referring them to anyone I know looking to buy a house as they were our super heroes!!

    Reply
  3. Stephanie Madrid

    Shelly is AMAZING, could not have asked for a better loan officer to take care of everything for my husband and I. Her team did an amazing job at communicating everything with us, submitting documentation to them was easy and convenient! Love the team work and their efficiency on getting everything done on time for us. Thank you for all of your hard work and dedication.

    Reply
  4. Jenni Coffin

    Got things taken care of fast and efficiently!

    Reply
  5. Tina Joseph

    Shelly is a remarkable loan officer. Knowledgeable, patient, and quick. I highly recommend her!

    Reply
  6. Hannah M Harper

    Shelly was amazing to work with. Very professional and was able to close our loan in two weeks. I will recommend shelly to all my friends and family.

    Reply
  7. Katie Bruender

    Shelly made refinancing our home so easy. She was a clear communicator every step of the way and was able to expedite the process. She was super friendly but low pressure. Was a joy working with her and we are so happy with the terms she was able to get for us. We will definitely work with Shelly again in the future!

    Reply
  8. Josh

    Awesome service! Closed our refi in less than 3 weeks and saved us a ton of money.

    Reply
  9. Gus

    Shelly is the best!! By far the best mortgage experience.

    Reply
  10. Blake A Wilcox

    Shelly is very knowledgeable and makes everything so easy for refinance. Would definitely recommend her and the PMR team to anybody.

    Reply
  11. Raina Baker

    We were getting the run around from our credit union when trying to buy our first home, then our real estate agent recommended Shelly's team to us. She immediately got started helping us find the best loan and options for us to be able to buy our house. Her team was knowledgeable, super quick and very helpful. The process went smoothly which was appreciated since it was our first time and we were very busy. We just refinanced with Shelly and her team-and again they were amazing! I highly recommend Premier Mortgage Services and will share my experience with family and friends-they will be in great hands. Thank you for all your efforts on our behalf!

    Reply
  12. Tracy

    Shelly was a pro from start to finish!! She answered all my questions and had solutions ready for our unique circumstances. I would recommend her to everyone

    Reply
  13. Sammy

    Shelly was awesome. She did everything perfectly and made is so easy for me and my family. She answered everything so we knew exactly what we were getting into. I wouldn't go to anybody else but her. She is truly amazing!!

    Reply
  14. Bent & Jen

    Shelly was amazing! She was so patient and communicated with us very clearly which made everything so much easier. I will recommend Shelly to my friends and family.

    Reply
  15. Tina Lundquist

    Shelly, is amazing! Every step of the way reassuring my husband and I, as a first time home buyer I was nervous and appreciated AFK of Shelly's support.

    Reply

About Me

I have been in the financial industry for over 10 years and have experience in loan processing, documentation preparation, loan originating, and team leadership. I love helping to serve my community by being the best loan officer I can be and helping my clients grow their wealth and happiness in their own homes. I love my job as a loan officer helping people have their homeownership dreams come true, and I’m a bit of a math whiz and love the challenge on how to best structure a loan for my clients to get the best loan for them. I believe in being very transparent and giving my clients the best loan options, excellent communication, and always being available. 

I am a native Idahoan and a proud graduate of University of Idaho and am currently enrolled in the MBA program at Boise State University. I am currently licensed in Idaho and live locally in Meridian.  I was raised on a farm and love spending time outdoors. I enjoy spending time working on home improvement projects, spending time with friends and family as well as my dog Chloe, riding my motorcycle, traveling, and enjoying all the beautiful amenities our state has to offer.  

Please call, email, or text me if you have any questions, I am here as a resource to be utilized! I look forward to working with you.  

Premier Mortgage Resources Blog

How to refinance your home in 9 steps

How to refinance your home in 9 steps

Homeowners will take on a refinance mortgage loan to meet a variety of goals. A refinanced mortgage paves the way toward lower interest rates, lower monthly payments, or cash-out from the home’s current equity. Reaching this perk is a process, but the effort is worth...

How a 3-2-1 buydown mortgage may open doors in a complex market

How a 3-2-1 buydown mortgage may open doors in a complex market

The real estate market may not be as open for some as once before given the decreasing affordability factor. Rising home prices and interest rates are the major culprits. But there’s hope for future homebuyers through a 3-2-1 buydown mortgage loan. This loan program...

Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.

This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.

Refinances

By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.

100% Financing Programs

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

ARM Loans

After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.

Lower Rates

Lower rates typically have higher closing costs in the form of discount points.

About HECM (Reverse Mortgage)

At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.

We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan

The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.

You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan

Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)

These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.

Tax Exemption/Deduction

Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.

Opinions

Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.

Texas Complaint-Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.

Want to learn which mortgage options might be
right for you and your unique financial situation?