Steve Parco

Loan Officer

(425) 773-7346
[email protected]

NMLS: 2161746
3363 E Presidential Drive Ste 200
Meridian, Idaho 83642
(208) 629-0606

State Licensing Information: WA MLO-2161746

My Reviews

4 Reviews

  1. Tara Bates

    I’ve refinanced my home loan twice since purchasing A few years ago. The first time was a messy experience that left me hanging without any information for an extended period of time while idly watching interest rates and value fluctuate all over the market. Luckily this most recent time I had Steve to answer all of my questions and make it as simple as possible. Despite my answering any of his questions with inadequate documents and in the midst of COVID difficulties, Steve was there with an answer / solution to all our problems. Absolutely despised the experience first go around, but would definitely do it again with Steve as my loan officer. He was open, honest, and told it to me straight. Hard to find these qualities in any sales type positions, but would recommend him to all our friends and family.

    Reply
  2. Conor McNamara

    I can’t say enough good things about my experience working with Steve. He’s incredible at what he does, and he’s a great man. Throughout the entire home buying process, he was professional and communicative. It was great knowing I could contact him with any issues or questions. Working with Steve made a stressful situation pleasant. I highly recommend working with Steve and his team. He’ll be a fixture of support for you and provide a variety of resources to get the job done.

    Reply
  3. Mitchell Parks

    I would highly recommend Steve for anyone looking to buy a home. As first time home buyers we had an endless amount of questions, all of which Steve answered patiently and knowledgeably. What I enjoyed most was if he didn't know the answer to something he took the initiative to make a phone call and take it off of our hands. He was available anytime we needed him and as we neared our closing date he kept us informed every step of the way. He's great at what he does and made a stressful process smooth and easy.

    Reply
  4. Marcus Anderson

    Where should I start because my list is long. My 1st home purchase started a little rocky because No one wanted to do a Manufacture Home and Owning the Land Loan.

    I started to get discourage and then remembered a good friend did mortgages. I reached out to her. She was no longer doing them, but her son is. I asked for his info / number. I text Steve Saturday about my dilemma, thinking I would hear from him Monday sometime. That wasn’t the case, he responded within minutes that same day. He asked me a few more questions and said “Yes” they offer financing. My smile got even Bigger 😊 I was so relieved. My home loan process seemed to be texted book. Everything went smoothly. Steve is the only Loan Officer; I will ever use, and I will 100% recommend Steve to All my Family & Friends.

    I’m a new homeowner thanks to Steve Parco.

    Reply

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Premier Mortgage Resources, LLC is not affiliated with or an agency of the federal government. The material is not provided by, nor has it been approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied.

This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Any programs shown do not demonstrate all options or pricing structures. Not all customers will qualify. Terms, programs, and underwriting policies are subject to change without notice. Some products or loan amounts may not be available in all states. Other restrictions may apply.

Refinances

By refinancing your existing loan, the total finance charge may be higher over the life of the new loan.

100% Financing Programs

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

ARM Loans

After the initial fixed-rate period on an Adjustable Rate Mortgage (ARM) loan, your interest rate may increase periodically (annual or semi-annually) according to the market index. If the interest rate resets, your monthly mortgage payment may increase.

Lower Rates

Lower rates typically have higher closing costs in the form of discount points.

About HECM (Reverse Mortgage)

At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets.

We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan

The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance.

You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan

Reduced Documentation loans (No Doc, No Income/No Asset, Stated Asset, No Ratio)

These products may have higher interest rate, more points or more fees than other products that require more documentation, including income documentation.

Tax Exemption/Deduction

Any statements regarding tax deductions or exemptions are for information purposes only. Always consult a tax advisor regarding your specific tax situation.

Opinions

Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of Premier Mortgage Resources, LLC.

Texas Complaint-Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT tel:18772765550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://WWW.SML.TEXAS.GOV.

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