Trying to decide whether to rent or buy a home? The rent vs. buy debate represents one of life's biggest financial decisions. With housing costs and mortgage rates changing...
NMLS: 251061
7643 N. Ingram Avenue Suite 107
Fresno, California 93711
About Toby Petrucelli
I’m Toby, your dedicated loan officer, and I’m thrilled to introduce my co-loan officer, Sharon Virk. Together, we bring a collaborative approach to guiding you through the home loan process.
With years of combined experience, Sharon and I are here to simplify the journey, answer your questions, and tailor solutions to fit your unique needs. Whether you’re buying your first home, upgrading, or refinancing, we’re committed to providing top-notch service and expertise every step of the way.
Let’s make your homeownership dreams a reality!

Premier Mortgage Resources Blog
How to Create a Homeownership Budget That Works for You
Trying to figure out how to budget for a house? Creating a homeownership budget represents one of life's most significant financial challenges, and you're certainly not alone in...

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Credit Repair Guide
Many people who consider buying a home for the first time often ponder these questions before they start the process. With all of the questions that arise, usually, the biggest concern is whether they can afford a down payment on a new home.



Down Payment Assistance Guide
If you’ve always dreamt of owning a home, our First-Time Buyers Guide will turn that vision into reality. We’ll guide you through each step, making your dream achievable.

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