Toby Petrucelli

Loan Officer

(559) 269-6677
[email protected]

NMLS: 251061
7643 N. Ingram Avenue Suite 107
Fresno, California 93711

State Licensing Information:

CA-CA-DOC251061

About Toby Petrucelli

I’m Toby, your dedicated loan officer, and I’m thrilled to introduce my co-loan officer, Sharon Virk. Together, we bring a collaborative approach to guiding you through the home loan process.

With years of combined experience, Sharon and I are here to simplify the journey, answer your questions, and tailor solutions to fit your unique needs. Whether you’re buying your first home, upgrading, or refinancing, we’re committed to providing top-notch service and expertise every step of the way.

Let’s make your homeownership dreams a reality!

My Reviews

13 Reviews

  1. Randy Reyes

    It was a pleasure working with your office in refinancing my existing loan to a lower mortgage rate. The online process was relatively easy and made it convenient for submitting the necessary paperwork from home. The whole process only took about 30 days to complete and resulted in a saving of $350.00 from my previous mortgage. I would like to thank Sharan Virk from your office who made it happen.

    Reply
  2. Laura Teasley

    When every other loan officer let us down on refinancing our jumbo mortgage during this pandemic, Ms. Petrucelli came through with excellent communication, rapid response and a decent refinance %. She and her team are a pleasure to do business with. My husband and I give HIGH recommendations and have complete confidence in her skills.

    Reply
  3. Genevieve Rose Hinojos-Spalding

    I am a realtor and Toby and I have worked together on a few transactions. She is fantastic! I love how well she educates our clients. She is high energy and so wonderful to work with. She is on top of all her check ins so we know what's going on with the loan every step of the way. I know a transaction is going to go smoothly with Toby on my side and I am excited to work with her again real soon!

    Reply
  4. Yomi

    It’s a great pleasure refinancing our mortgages through your office and getting our houses lowest interest rates we can only dream about, and working with your staffs, especially Sharan Virk who made the process very easy and convenient, Sharan picks up her phone or return calls within few minutes, your entire staffs are the best we ever work with. Toby you are the best, you are way ahead of other lenders by miles

    Reply
  5. John K.

    Great company to work with, they definitely had our best interest in mind with their recommendations. Responsive and professional every step of the way!

    Reply
  6. Matt

    Very helpful, answers questions quickly, gets you the best rates, and closes efficiently. You can't beat this team!

    Reply
  7. Kim Pendergast

    Toby is THE best…. along with her team. This can be an intimidating process but they helped us with such clarity, kindness and professionalism. We are so grateful.

    Reply
  8. Laura Mather

    Toby and her team are absolutely amazing!! I have been working with Toby for over 15 yrs and she consistently delivers an exceptional experience for my clients and I on every deal! She has loan products for every type of loan, she is efficient with the process and you will love her customer service!! I will always refer clients with confidence!!

    Reply
  9. Kristi Hamilton

    Toby and her team are wonderful and professional! The Toby Team has handled 3 purchase and/or refinance events for us and we’ve never been disappointed! We truly appreciate them!

    Reply
  10. Arielle Robinette

    We had such a great experience refinancing our home with Toby and her team. Everything was done quickly and easily online. Toby was always readily available to answer all our questions. We would recommend her to anyone going through the home buying process.

    Reply
  11. David

    Thank you for all you and your team did for us to get our forever home!

    Reply
  12. JY Kim

    Toby Petrucelli and her team are great. They helped us obtain financing with transparent information and excellent communication throughout the process. I want to thank Toby for making the loan process a great experience.

    Reply
  13. Michelle M. Lowrimore

    Toby and team have completed a home loan application for us and it could not have gone more smoothly. They made the process painless, communicated effectively through every step of the process and were always available to answer any questions. We requested a 20 day close which was a stretch for all involved, they were able to support that request with no delays. We will always rely on Toby hand her team for any future transactions.

    Reply

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