Learn how collections affect mortgage approval, whether you need to pay them off, and what options exist for home buyers with unpaid collections.
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I have been in the mortgage industry since 2012. I started out as a Loan Processor which really helped me understand what all goes into the process of a home loan. I then became a Loan Officer Assistant to two Loan Officers that allowed me to learn and grow into becoming a Licensed Loan Officer. I LOVE my job and love helping every family achieve one of the most important milestones of their lives.
Born and raised here in Idaho, I am a wife to a loving supportive husband and a Mom to 4 awesome kids! I love Idaho and all the outdoor activities it has to offer my family. We enjoy camping, fishing, jet skiing, 4-wheeling, and BBQ’s. Family is very important to me and having family over for game nights and hosting small gatherings is something I enjoy doing. Hunting is a hobby I picked up a few years ago, thanks to my husband. He was always a hunter as a kid and asked me to go hunting with him and I instantly was hooked! Being in the mountains, hiking and breathing in the fresh air, and the scenic views of what Idaho Mountains have to offer is priceless.
Learn how collections affect mortgage approval, whether you need to pay them off, and what options exist for home buyers with unpaid collections.
Mortgage preapproval typically lasts 60–90 days. Understand what happens when it expires, how to renew it, and when to apply for yours.
Many people who consider buying a home for the first time often ponder these questions before they start the process. With all of the questions that arise, usually, the biggest concern is whether they can afford a down payment on a new home.
If you’ve always dreamt of owning a home, our First-Time Buyers Guide will turn that vision into reality. We’ll guide you through each step, making your dream achievable.