Refinancing can save you money By refinancing your mortgage, you can keep more money in your wallet every month to spend on the important things. Select Your Loan Officer I'm not working with a loan officer Michael TorroneMatthew AbrahamCharles AtkinsCorey CantrellTyler EatonRuss WarnerPaul FitchMandi FeelyLane LowryEddee GallegosAnna Leija-ValdezJimmy SchipaniAmy WolfeTrina KingeryJen TuckerKaylee LamonShari WalshTim LoughranTad JobAlexandria BaileyJimmy DieudonneKent WormleyKen EjomarieLaToya DudleyDawn DilworthTonya HopperValerie OlsonAmanda KellyTamara VandiverLee BrownInad AhmadIrina PavliyAvnash SondhiGwen MorrisJenny LowryVictor LopezErnesto AldreteJorden GarciaLina GonzalezLe'Shania BlueAshley O'BrienBrenda JenkinsChris JosephPatricia BigfordArt SharpeMandy ArkebauerChris GuineyJonah AbrahamSharon SpradleyRicardo FloresModesty MartinezShawna MerrittPhilip MurrCindy CouturierWilliam ChuPaul MarrsDarlene WalczykPatricia MagallanesMush ChowdhuryAngelica CannonJennifer TuepkerAlma WorleyRenee WrayCole StapleyVivian DangPaul GianniniCiera JacksonSusan MarkhamCliff JaroMarety JaroMatt RienerJacy PoolDavid GrecoAmanda DunhamClay CantrellFarr SoneiBill MarkhamEmelie MaybrookPatti HaleMark FellerDavid NishimuraGregg DriggsWendy BluhmMichelle ShamanIrma DeLeonJim ViottoLisa CardozaShaene CoxChristie MahoneyCristi MooreJennifer TuckerDavid GulbransenDaniel SalasDavid BardinMicheala VanderWegenTim MonaghanMarie GranadosIssac MathewRyan HarrisTracy BelangerKelvin ThompsonFred WhiteKathy RubinConor HayhurstDale GremillionToby PetrucelliBryan HeintzEdward GlazebrookKristin FloraMirca MorenoKaren LindgrenCassandra FarneseGina GrantGlen PachecoJack Kirk SrRob NinoHeidi HansonDarryl WoodsMark FarleyRebecca WisnerTom OughtonLeslie WoodsSusan GordonMatt BrownCassandra SmithTimisha HaskinsMarcelo RiderelliDenise HootonMarcus ArnoneShawn ParkerTeam MandiBrittney EssinkKimberly ZweigerVeronica TamayoCarolyn SchreinerChris BruceEric WillisKara HamlinKendel DeBlieckSteve ArbuckleTerry HamlinTracy GoffShelly BuchananJohn NeilSusie ManwellerKirsten DruryRandy HowardBobby ShockleyKevin RiceJim BeitzMatt GeerBill HvidtCurtis MangusDoug SchreifelsStephanie RamirezBrooks HaleElizabeth McCormackOliver AhMuJess DaviesGreg MireckiIris ButlerCailey MurschelChristopher JohnsonChena BlairAshley HuegiChris LocsinStephanie StapletonRich EstepMartin HillMichelle CruzBrian GiovacchiniDoug LocsinJenna RossCynthia Medina-SolorzanoNikki SullivanNancy GordonEddie JohnsonRonnie EsparzaDebbie ReschJack KirkGarrett SwiftMinnie BondocJerry ShumardJohn TelescoVince GarciaSabrina NelkeWilliam ShearinJulie AsherKyle WilderMichele ThomasDoug PhillipsZachary HafenDavid MortonMark DayBrent WhiteLorne HarveyRolando ZunigaRobert Jimenez Refinancing a mortgage means paying off an existing loan and replacing it with a new one. Being able to refinance into a lower interest rate is one of the best reasons to refinance. When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments. Switching to a fixed-rate mortgage can make sense depending on the rates and how long you plan to remain in your current home. By refinancing, you can also tap into equity or consolidate debt.