by Candace Ellington | Aug 26, 2024 | Mortgage News
In today’s housing market, being a prepared and informed homebuyer is more important than ever. One of the primary steps in your homebuying journey is to get a mortgage preapproval before you begin house hunting. This simple but powerful step can make all the...
by Candace Ellington | Dec 4, 2021 | Mortgage News
Many homeowners might be thinking about how to take advantage of today’s low interest rates without having to rebuy a home. Given today’s rates, opportunity is within reach. Homeowners can enjoy lower interest paid over the life of the new loan and the benefits of a...
by Candace Ellington | Apr 15, 2020 | Mortgage News
The financial turmoil sparked by the coronavirus outbreak has one upside for homeowners: Cash-out refinancings are spiking along with overall refinancings, as borrowers rush to take advantage of mortgage rates that are down significantly from a year ago. The practice,...
by Candace Ellington | Oct 30, 2019 | Mortgage News
When it comes to getting a lender’s approval to buy or refinance a home, there are 3 numbers that matter the most — your credit score, debt-to-income ratio, and loan-to-value ratio. These numbers can affect your ability to qualify for a mortgage and how much it costs...
by Candace Ellington | Jul 24, 2019 | Mortgage News
Borrowers have more options than ever when it comes to purchasing a home. Who you choose as your lender is a serious decision that can impact you for years to come. While online lenders offer quick approvals tethered to high interest rates, local lenders like Premier...
