by Candace Ellington | Aug 17, 2023 | Mortgage News
A mortgage is one of the most significant financial commitments that many people will make in their lifetime. The duration of the loan is a critical factor to think about when deciding on a mortgage. One popular choice is the 15-year mortgage. This option offers...
by Candace Ellington | Aug 17, 2023 | Mortgage News
Closing on a house can be a significant milestone in one's life, marking the final step toward homeownership. However, the closing process can be complex, filled with paperwork and legalities. Hence, it's critical to adequately prepare for closing day. Here are some...
by Candace Ellington | Jul 28, 2023 | Mortgage News
In the process of buying a home, one key component that often comes into play is the home appraisal. This is an essential step in the mortgage lending process, acting as a safeguard for both the buyer and the lender. The main objective of a home appraisal is to...
by Candace Ellington | Jul 28, 2023 | Mortgage News
These four mortgage myths can deter potential home buyers or lead them to make less advantageous decisions. That's why it's crucial to debunk these myths around the requirements for a home loan and shed light on the realities of the mortgage process. This insight...
by Candace Ellington | Jun 8, 2023 | Mortgage News
Lenders need insurance too. Lenders protect themselves against the risk of a loan default with mortgage insurance, allowing them to offer loans to borrowers who may be considered higher risk. Below, we will explore the different types of mortgage insurance, how it...