PMR Mortgage Blog

What you need to know about mortgage discount points

When individuals decide to shop for a mortgage, they may not be aware that they can lower their interest rate through various methods, including discount points. Lowering the amount of interest paid on a loan is certainly ideal. Discount points can accomplish that,...

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What you should avoid before applying for a home loan

Buying a home can be like solving a complicated puzzle. While the end goal is totally worth it, a first-time buyer shouldn’t have to meander through a long process. Each answer and each solution is within reach with the right team and preparation in place. And if...

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5 things you shouldn’t do during the loan process

Buying a home, especially for a first-timer, can be both an exciting and anxiety-inducing process – but it doesn’t have to be. Mistakes are avoidable. And working with the right team helps prevent them. As you prepare to embark on your path to homeownership, we’ve...

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4 questions to ask yourself about buying a home

Soaring home prices. Tight inventory. Lack of a substantial down payment. These are just some of the topics you may see as potential obstacles to buying a home. No one blames you. Buying a home is a huge decision and requires careful thought, planning, and ideal...

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5 ways veterans can save on a home loan

If you are a Veteran who is considering purchasing a home, there’s some good news. Premier Mortgage Resources (PMR) can provide the guidance you deserve! And with federally back VA Loans, fulfilling your dream of owning a home is not as challenging as you think. The...

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5 down payment assistance programs in Idaho

A mortgage within reach. That concept is indeed possible through one of the many down-payment assistance programs in Idaho. Families or individuals in need of a leg up can look at these programs for guidance and financial assistance. Funds for these programs are...

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Breaking down what goes into an APR

An annual percentage rate (APR) is more than just an interest rate, it also includes other annual costs associated with a loan and shows home buyers the “true” cost of a loan, which prevents lenders from advertising a low rate and hiding fees. If you’re comparing...

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Check your credit report for accuracy once a year

It is important to check your credit report for accuracy at least once a year. Your credit score impacts a lot – from buying a car to buying a home. In an era when identity theft is commonplace, checking your credit report is a must. The Fair Credit Reporting Act...

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4 things to consider when looking for the right loan program

Borrowing large sums of money is not something a person does every day. Most of the time, when a person makes a major decision to borrow it plays a part in a key milestone in their life. Sometimes it’s deciding to pursue a degree, other times, it’s to buy a car....

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Why a renovation loan might be right for you

Are you looking for the perfect home, but can’t find anything big enough or anything that perfectly fits your requirements? Or, are you looking to sell your home and increase its value by doing some updates or adding square footage? If you are, then a renovation loan...

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