PMR Mortgage Blog
How making biweekly mortgage payments could help you
In general, the shelf life for most mortgages is 30 years. That’s 30 years of monthly payments toward the principal and interest components of a home loan. In a much shorter time frame, however, you may be able to enjoy some financial perks by making one small...
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Portland Property Taxes to Rise in 2019
Many homeowners in Portland are forced to consider selling their homes due to annually rising property taxes. While so many have felt the hurt on their pocketbooks, potentially even forcing them out of their homes, Portland still has a lower rate of property taxes...
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What typically is included in closing costs on a home loan
Some home buyers can be caught off guard by a lot things before they even set foot inside their new home. At Premier Mortgage Resources, we do everything we can to try to prevent that from happening. The process of buying a home...
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5 ways to get your credit in check in 2019
Even if it’s not a part of your 2019 resolutions, it’s always a good time to whip your credit back into shape. Your credit score is important for your next big purchase, whether it’s a new car or a new home. It may also come to the rescue when you need to apply for a...
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Top tax write offs for home owners
It’s the most wonderful time of the year, said no one about tax season. That can change this upcoming April 15 – especially if you recently purchased a home, or are in the process of doing so. With some changes to the tax code, fewer Americans will need to itemize...
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5 questions you should ask your loan officer
Sometimes, there are more questions than answers, but this should never be the case when you’re pursuing home ownership. When you’re preparing to purchase a home of your own, it’s important to have a list of good questions that will help guide you through this...
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What happens during the Loan Processing phase of getting a home loan
Purchasing a home can be a complex process with many steps and turns. One of the most important phases of the home-buying journey occurs behind the scenes. Your loan officer and underwriters work diligently to fund your loan during processing. Here’s what it looks...
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Advantages of getting a reverse mortgage when you retire
Graduation, marriage, job promotion, buying a home – life’s biggest moments are the biggest investments in ourselves, our families and our pocketbook. When it’s time for retirement, everything comes together full circle. We finally get to reflect and look back on all...
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What you need to know about mortgage discount points
When individuals decide to shop for a mortgage, they may not be aware that they can lower their interest rate through various methods, including discount points. Lowering the amount of interest paid on a loan is certainly ideal. Discount points can accomplish that,...
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What you should avoid before applying for a home loan
Buying a home can be like solving a complicated puzzle. While the end goal is totally worth it, a first-time buyer shouldn’t have to meander through a long process. Each answer and each solution is within reach with the right team and preparation in place. And if...
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5 things you shouldn't do during the loan process
Buying a home, especially for a first-timer, can be both an exciting and anxiety-inducing process – but it doesn’t have to be. Mistakes are avoidable. And working with the right team helps prevent them. As you prepare to embark on your path to homeownership, we’ve...
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4 questions to ask yourself about buying a home
Soaring home prices. Tight inventory. Lack of a substantial down payment. These are just some of the topics you may see as potential obstacles to buying a home. No one blames you. Buying a home is a huge decision and requires careful thought, planning, and ideal...
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