Refinancing can save you money By refinancing your mortgage, you can keep more money in your wallet every month to spend on the important things. Select Your Loan Officer I'm not working with a loan officer Brian NeVilleMichael TorroneLupe RomeroCharles AtkinsCorey CantrellTyler EatonMandi FeelyChristy ReddishCliff JaroLane LowryEddee GallegosAnna Leija-ValdezJimmy SchipaniAmy WolfeTrina KingeryJen TuckerTim LoughranTad JobAlexandria BaileyKent WormleyKen EjomarieLaToya DudleyDawn DilworthTonya HopperValerie OlsonAmanda KellyIrina PavliyGwen MorrisJenny LowryErnesto AldreteLe'Shania BlueBrenda JenkinsMandy DuCoteJonah AbrahamModesty MartinezShawna MerrittPhilip MurrCindy CouturierWilliam ChuPaul MarrsDarlene WalczykMush ChowdhuryAlma WorleyPaul GianniniJonathon SteeleKyle WatkinsRebekah DobbsKelly RossmanTracy BerryCrystal SmithKate CroganJan Van AscheDarlynn VinerSusan WilliamsLisa SoitoKyle TorgersonScott KoskiCody SanfordAshleigh CozzensMatthew D. Posey, CMPS®Crystal GilbertChandra AndersonNicole MarcusFreddie RodriguezReyna DorrisSean FacianeKristi Graham ScottJeff WilliamsTaylor LeathersWanda ApplonEric HalbergMiecia JohnsonNick JohnsonCory BuckJesse JimenezTrudy MooreRyan RobinsonAnita ArechigaJeannie BeierAndrew Browning BrockwayJohn HaynesAvery RobertsonCyndi IveyStephanie RamirezAlicia ChavesJohn HawkinsTaylor ChapaMarcus ChapaConnie JohnsonAndrew RiderEli NunezTyson WymanMark ZimmerMatt CombsMary ShaferNeil JensenColetta DanielsScott BrownSusan MarkhamDakota BalesZenaida MolinaMichael SpectorKrystyn SminkTammie BradleyCory ColsonGenna YoungMarc CharlesMolly ByersNick QuinnLaurie BowersSamantha WolfScott HutchesonTyler GatlinNina CastroMarety JaroMatt RienerJacy PoolAmanda DunhamClay CantrellBill MarkhamEmelie MaybrookPatti HaleMark FellerDavid NishimuraGregg DriggsWendy BluhmMichelle ShamanEstela MaravillaTim HaskinsDave LoescherJoe ThweattBecca RupeChristian DisneyMike WebbEarnest Jackson Jr.Jarod SandersGary MunsonPaul KeaneJoe WingfieldDanny HeimannScott SharpLisa CardozaCristi MooreJennifer TuckerDavid GulbransenDaniel SalasDavid BardinMicheala VanderWegenTim MonaghanRyan HarrisToby PetrucelliKristin FloraMirca MorenoKaren LindgrenCassandra FarneseGina GrantGlen PachecoJack Kirk SrKeahna Del CurtoRob NinoDarryl WoodsMark FarleyRebecca WisnerTom OughtonLeslie WoodsSusan GordonMatt BrownMarcelo RiderelliDenise HootonShawn ParkerTeam MandiBrittney EssinkKimberly ZweigerVeronica TamayoCarolyn SchreinerChris BruceKara HamlinSteve ArbuckleTerry HamlinTracy GoffJohn NeilSusie ManwellerBobby ShockleyJim BeitzCurtis MangusDoug SchreifelsOliver AhMuJess DaviesGreg MireckiIris ButlerCailey MurschelChristopher JohnsonChena BlairChris LocsinRich EstepMartin HillMichelle CruzBrian GiovacchiniDoug LocsinCynthia Medina-SolorzanoNancy GordonEddie JohnsonRonnie EsparzaJack KirkGarrett SwiftMinnie BondocJerry ShumardVince GarciaSabrina NelkeWilliam ShearinJulie AsherKyle WilderDoug PhillipsZachary HafenDavid MortonMark DayBrent WhiteLorne HarveyTracy Belanger Refinancing a mortgage means paying off an existing loan and replacing it with a new one. Being able to refinance into a lower interest rate is one of the best reasons to refinance. When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments. Switching to a fixed-rate mortgage can make sense depending on the rates and how long you plan to remain in your current home. By refinancing, you can also tap into equity or consolidate debt.