Refinancing can save you money By refinancing your mortgage, you can keep more money in your wallet every month to spend on the important things. Select Your Loan Officer I'm not working with a loan officer Michael TorroneMatthew AbrahamLupe RomeroCharles AtkinsCorey CantrellTyler EatonMandi FeelyCliff JaroLane LowryEddee GallegosAnna Leija-ValdezJimmy SchipaniAmy WolfeTrina KingeryJen TuckerMandy DuCoteTim LoughranTad JobAlexandria BaileyJimmy DieudonneKent WormleyKen EjomarieLaToya DudleyDawn DilworthTonya HopperValerie OlsonAmanda KellyLee BrownInad AhmadIrina PavliyGwen MorrisJenny LowryErnesto AldreteLe'Shania BlueBrenda JenkinsJonah AbrahamRicardo FloresModesty MartinezShawna MerrittPhilip MurrCindy CouturierWilliam ChuPaul MarrsDarlene WalczykPatricia MagallanesMush ChowdhuryAngelica CannonAlma WorleyCole StapleyVivian DangPaul GianniniJonathon SteeleKyle WatkinsRebekah DobbsKelly RossmanTracy BerryCrystal SmithKate CroganGio GutierrezJan Van AscheDeborah KorceDarlynn VinerDan DeChellisSusan WilliamsLisa SoitoKyle TorgersonScott KoskiCody SanfordAshleigh CozzensCourtney BurginMatthew D. Posey, CMPS®Crystal GilbertChandra AndersonNicole MarcusKristi Graham ScottSean FacianeFreddie RodriguezReyna DorrisJeff WilliamsTaylor LeathersWanda ApplonEric HalbergMiecia JohnsonNick JohnsonJesse JimenezTrudy MooreRyan RobinsonSusan MarkhamDakota BalesCourtney Kelii-SupnetZenaida MolinaMichael SpectorKrystyn SminkTammie BradleyCassandra CappasCory ColsonGenna YoungBrianna Macedo-MullicanMarc CharlesMichelle AguayoCory BuckAngelica Prada AngaritaJolinda BelaKim RicciAustin RicciMarety JaroMatt RienerJacy PoolDavid GrecoAmanda DunhamClay CantrellBill MarkhamEmelie MaybrookPatti HaleMark FellerDavid NishimuraGregg DriggsWendy BluhmMichelle ShamanIrma DeLeonEstela MaravillaTim HaskinsDave LoescherJoe ThweattBecca RupeChristian DisneyMike WebbEarnest Jackson Jr.Willie McGuireScott SharpLisa CardozaCristi MooreJennifer TuckerDavid GulbransenDaniel SalasDavid BardinMicheala VanderWegenTim MonaghanRyan HarrisToby PetrucelliEdward GlazebrookKristin FloraMirca MorenoKaren LindgrenCassandra FarneseGina GrantGlen PachecoJack Kirk SrKeahna Del CurtoRob NinoDarryl WoodsMark FarleyRebecca WisnerTom OughtonLeslie WoodsSusan GordonMatt BrownMarcelo RiderelliDenise HootonMarcus ArnoneShawn ParkerTeam MandiBrittney EssinkKimberly ZweigerVeronica TamayoCarolyn SchreinerChris BruceKara HamlinKendel DeBlieckSteve ArbuckleTerry HamlinTracy GoffShelly BuchananJohn NeilSusie ManwellerKirsten DruryRandy HowardBobby ShockleyJim BeitzMatt GeerBill HvidtCurtis MangusDoug SchreifelsOliver AhMuJess DaviesGreg MireckiIris ButlerCailey MurschelChristopher JohnsonChena BlairChris LocsinRich EstepMartin HillMichelle CruzBrian GiovacchiniDoug LocsinJenna RossCynthia Medina-SolorzanoNikki SullivanNancy GordonEddie JohnsonRonnie EsparzaJack KirkGarrett SwiftMinnie BondocJerry ShumardVince GarciaSabrina NelkeWilliam ShearinJulie AsherKyle WilderDoug PhillipsZachary HafenDavid MortonMark DayBrent WhiteLorne HarveyTracy Belanger Refinancing a mortgage means paying off an existing loan and replacing it with a new one. Being able to refinance into a lower interest rate is one of the best reasons to refinance. When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments. Switching to a fixed-rate mortgage can make sense depending on the rates and how long you plan to remain in your current home. By refinancing, you can also tap into equity or consolidate debt.
