Refinancing can save you money By refinancing your mortgage, you can keep more money in your wallet every month to spend on the important things. Select Your Loan Officer I'm not working with a loan officer Corey CantrellBrian NeVilleTim HaskinsJarrod NewcomStacie OchoaTyler EatonBari FraireDarnell AdamsSean FacianeChristy ReddishTeam MandiCliff JaroTeam LaneEddee GallegosAnna Leija-ValdezJimmy SchipaniAmy WolfeTrina KingeryJen TuckerTad JobTonya HopperAmanda KellyIrina PavliyJenny LowryJonah AbrahamModesty MartinezShawna MerrittWilliam ChuPaul MarrsDarlene WalczykAlma WorleyPaul GianniniJonathon SteeleCrystal SmithKate CroganDarlynn VinerLisa SoitoKyle TorgersonScott KoskiAshleigh CozzensCrystal GilbertChristian DisneyChandra AndersonNicole MarcusFreddie RodriguezReyna DorrisTaylor LeathersWanda ApplonEric HalbergTrudy MooreTaylor ChapaMarcus ChapaConnie JohnsonMark ZimmerNeil JensenNina CastroSarvelia DiazCraig KoehmSharon VirkDean LucichLinda RiveraEloisa PhelpsSandra CamargoLisa Czajka, CDLPGriselda MorgaSteve MayerAbbie FlemingPamela HewittTracy LentRobert NaylorStephanie YoungRebecca Jo LeaKaren RiceLindsey MartinJason FraleyLane BiglieriChris FraireMitchell HensleyAnna HaynerRich HallBree RodgersMyles AndertonStephanie Rosemark-PezzatiConnor EscobarRon IrelandJordon VernauCori KeithleyElise DillardJoe DillardPedro OrtizCarolyn PhillipsMarcelo RiderelliKeri SimpsonRolando AlmazanJohn HaynesErika AlonsoTrish GomesSandi ParkhurstHeather VezzettiLexi SmithAmanda LopezScott BearsonTory CriddleKyah CriddleJohn BassoConnor McCormickBrittany LopezNarda LopezLevi HillKenya SchatzJC CarpenterPreston JonesAlexandra San MartinoMaddi DavideThe Paulson TeamMonica BrownJustine FloresAlan FarrellNancy BarlowSteve GinnettBen KingAaron MiskinAdreina CaballeroPatricia BundyJames ClemmonsSuzanne RayAna ArroyoBreana CaveGary BoyerShana GonzalesLydia MikhailKarina ValenciaTabatha AbbottAnthony RossDora IsaksenJeremy ScottJordan PhillipsBao HangMelissa MasonPaula May-VollaireJackie QuinnKathy FordJamie WohlgemuthStephen LeBoeufAlissa MilitelloJason SleepDaniel WetmoreKoby GilerMaegan McVoyMark FarleyBrian MidlandRobin BlancoDakota BalesJody BeumelerClay CantrellMarety JaroMatt RienerJacy PoolAmanda DunhamDawn DilworthBrenda JenkinsEmelie MaybrookPatti HaleMark FellerDavid NishimuraGregg DriggsMichelle ShamanDave LoescherBecca RupeKristi Graham ScottEarnest Jackson Jr.Paul KeaneHeather BattagliaKim PetrieKevin AndersonCheryl HolmesLoni ReginatoScott MuckerheideKathryn HolbrooksJill BlumeJack ShullJonathan MatichMike WebbBen LarrickJeff BrunnerDeb CriddleCorey HillMark JonesSteve PaulsonGiancarlo AndurayJames LaingShannon HuygTony EckmanNikki WaldoYvonne KellyScott WudarckiDaniel SalasLisa CardozaCristi MooreJennifer TuckerDavid GulbransenTim MonaghanKristin FloraMirca MorenoKaren LindgrenCassandra FarneseGina GrantGlen PachecoJack Kirk SrKeahna Del CurtoRob NinoRebecca WisnerSusan GordonShawn ParkerBrittney EssinkVeronica TamayoChris BruceKara HamlinTerry HamlinTracy GoffJohn NeilSusie ManwellerCurtis MangusDoug SchreifelsOliver AhMuJess DaviesGreg MireckiIris ButlerRonnie EsparzaJack KirkMinnie BondocJerry ShumardVince GarciaSabrina NelkeWilliam ShearinJulie AsherKyle WilderZachary HafenMark DayBrent White Refinancing a mortgage means paying off an existing loan and replacing it with a new one. Being able to refinance into a lower interest rate is one of the best reasons to refinance. When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments. Switching to a fixed-rate mortgage can make sense depending on the rates and how long you plan to remain in your current home. By refinancing, you can also tap into equity or consolidate debt.