Refinancing can save you money By refinancing your mortgage, you can keep more money in your wallet every month to spend on the important things. Select Your Loan Officer I'm not working with a loan officer Corey CantrellBrian NeVilleMichael TorroneLupe RomeroCharles AtkinsTyler EatonBari FraireMandi FeelyChristy ReddishCliff JaroLane LowryEddee GallegosAnna Leija-ValdezJimmy SchipaniAmy WolfeNancy GordonTrina KingeryJen TuckerMandy DuCoteTim LoughranTad JobAlexandria BaileyKent WormleyKen EjomarieLaToya DudleyTonya HopperAmanda KellyIrina PavliyGwen MorrisJenny LowryErnesto AldreteBrenda JenkinsJonah AbrahamModesty MartinezShawna MerrittPhilip MurrCindy CouturierWilliam ChuPaul MarrsDarlene WalczykAlma WorleyPaul GianniniJonathon SteeleKyle WatkinsRebekah DobbsKelly RossmanTracy BerryCrystal SmithKate CroganJan Van AscheDarlynn VinerSusan WilliamsLisa SoitoKyle TorgersonScott KoskiCody SanfordAshleigh CozzensCrystal GilbertChandra AndersonNicole MarcusSean FacianeZenaida MolinaMichael SpectorTammie BradleyFreddie RodriguezCory ColsonGenna YoungReyna DorrisJeff WilliamsTaylor LeathersWanda ApplonEric HalbergNick JohnsonJesse JimenezTrudy MooreAnita ArechigaAndrew Browning BrockwayAvery RobertsonStephanie RamirezMolly ByersNick QuinnLaurie BowersAlicia ChavesJohn HawkinsTaylor ChapaMarcus ChapaConnie JohnsonSamantha WolfAndrew RiderEli NunezScott HutchesonMark ZimmerMatt CombsNeil JensenScott BrownTyler GatlinNina CastroSarvelia DiazJim DelPreteCraig KoehmSharon VirkMichael HiltonDean LucichBrian ShepardLinda RiveraEloisa PhelpsSandra CamargoLisa CzajkaGriselda MorgaSteve MayerAbbie FlemingPamela HewittTracy LentRobert NaylorStephanie YoungRebecca WittmayerKaren RiceRaul MaravillaLindsey MartinJason FraleyLane BiglieriAmanda ClowersChris FraireTracey HillJohn BizzellMacKensie SmithMitchell HensleyAnna HaynerRich HallBree RodgersKyle RandallMyles AndertonMichelle BallengerStephanie Rosemark-PezzatiConnor EscobarHelen WillliamsAndrea HallJohn IrvineBrett WarrenRon IrelandJoe JesgarzMichael NorellJordon VernauSusan MarkhamDakota BalesMarety JaroMatt RienerJacy PoolEddie JohnsonAmanda DunhamDawn DilworthClay CantrellBill MarkhamEmelie MaybrookPatti HaleMark FellerDavid NishimuraGregg DriggsMichelle ShamanEstela MaravillaDave LoescherJoe ThweattBecca RupeChristian DisneyKristi Graham ScottEarnest Jackson Jr.Jarod SandersPaul KeaneJoe WingfieldDanny HeimannHeather BattagliaKim PetrieKevin AndersonCheryl HolmesSusan WebberLoni ReginatoScott MuckerheideMelinda Graves-BrownKathryn HolbrooksScott SharpCory DennisLisa CardozaCristi MooreJennifer TuckerDavid GulbransenDaniel SalasDavid BardinMicheala VanderWegenTim MonaghanRyan HarrisToby PetrucelliKristin FloraMirca MorenoKaren LindgrenCassandra FarneseGina GrantGlen PachecoJack Kirk SrKeahna Del CurtoRob NinoDarryl WoodsMark FarleyRebecca WisnerTom OughtonLeslie WoodsSusan GordonMatt BrownDenise HootonShawn ParkerTeam MandiBrittney EssinkKimberly ZweigerVeronica TamayoCarolyn SchreinerChris BruceKara HamlinSteve ArbuckleTerry HamlinTracy GoffJohn NeilSusie ManwellerBobby ShockleyCurtis MangusDoug SchreifelsOliver AhMuJess DaviesGreg MireckiIris ButlerCailey MurschelChristopher JohnsonChena BlairChris LocsinRich EstepMartin HillMichelle CruzBrian GiovacchiniDoug LocsinRonnie EsparzaJack KirkMinnie BondocJerry ShumardVince GarciaSabrina NelkeWilliam ShearinJulie AsherKyle WilderZachary HafenDavid MortonMark DayBrent WhiteLorne Harvey Refinancing a mortgage means paying off an existing loan and replacing it with a new one. Being able to refinance into a lower interest rate is one of the best reasons to refinance. When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments. Switching to a fixed-rate mortgage can make sense depending on the rates and how long you plan to remain in your current home. By refinancing, you can also tap into equity or consolidate debt.