Refinancing can save you money By refinancing your mortgage, you can keep more money in your wallet every month to spend on the important things. Select Your Loan Officer I'm not working with a loan officer Lisa CardozaMichael HowellCristy HowardLorin BoothHeather SteeleMike SchubertStanley SuenagaShaene CoxBritanny RodriguezCristi MooreJennifer TuckerDavid GulbransenDaniel SalasDavid BardinRyan HarrisKiel LillibridgeCurt LillibridgeCameron LillibridgeKaelynn SabinMichael BoyleCale McCullochRiley LillibridgeTeam RileyJonathan MatichToby PetrucelliBryan HeintzEdward GlazebrookKristin FloraMirca MorenoSteve ParcoRon NewtonDiana BrownPeter KuzmenkoDenise LongoHailey TeagueKami SchefersKaren LindgrenCassandra FarneseGina GrantRob NinoJon TinkerPaul MassonHeidi HansonKen TangMark FarleyRebecca WisnerTom OughtonLeslie WoodsSusan GordonJimmy CarterDavid BakerTrina KingeryDenise HootonJordan ThomasMarcus ArnoneShawn ParkerMichael TorroneJohn GundersonDuanyelle PerryTim FlemingMandi FeelyTeam MandiBrittney EssinkKimberly ZweigerVeronica TamayoCarolyn SchreinerChris BruceEric WillisKara HamlinKendel DeBlieckLane LowrySteve ArbuckleTerry HamlinTina BurneyTracy GoffCrystal GilbertJimmy SchipaniShelly BuchananMichelle MirelesCorey AllenBobby ShockleyJohn NeilEli HodsonAdam MartinSusie ManwellerKirsten DruryTrevor ManuJason MalloufSonya BrewerAddie MaldonadoRandy HowardKevin RiceJames PattersonJim BeitzMatt GeerCurtis MangusAubrea McNamaraBert BarrowSteve KnoxHeidi KnoxAmy WolfeDoug SchreifelsJason CanepaEdmund ShahbazyanDenise McManusTyson McFarlandStephanie RamirezOliver AhMuJess DaviesGreg MireckiDavid GrecoTeam Reno at Premier Mortgage Resources, LLCKim FleischmannIris ButlerCailey MurschelChristopher JohnsonAshley HuegiAlyssa AguayoStephanie StapletonMaria CowlesCherokee MooreNorma SouzaPhilip SlackAustin CooperMichelle CruzBrian GiovacchiniJenna RossTJ RossCynthia Medina-SolorzanoLindsay SpencerOlga BerzanNikki SullivanNancy HunterCuiwen OuEddie JohnsonChena BlairChris LocsinRich EstepDoug LocsinRonnie EsparzaDebbie ReschJennifer HickeJack KirkMinnie BondocJerry ShumardMichelle BelmonteJohn TelescoVince GarciaAshley PollardMatt RienerMelissa McGlincheyMichele ThomasKristi OlsonCrystal SmithAnthony BennettTiffany LopezShawnna LyonsAngela GardinLevi GarrettAnna HaynerNadia DhaliwalAmanda DunhamChristina BumpusLarry DodsonAlabama GilletteShelbie SterinoNathan SchmidtkeSpencer RichardsonPete ReillyJaro TeamJacy PoolEddee GallegosAnna Leija-ValdezErika AlonsoCliff JaroMarety JaroAngela TorresZachary HafenDavid MortonBrent WhiteLorne Harvey Refinancing a mortgage means paying off an existing loan and replacing it with a new one. Being able to refinance into a lower interest rate is one of the best reasons to refinance. When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments. Switching to a fixed-rate mortgage can make sense depending on the rates and how long you plan to remain in your current home. By refinancing, you can also tap into equity or consolidate debt.