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Ronnie Esparza

Loan Officer

(831) 320-9328
[email protected]

NMLS: 1864073
336 Main St.
Salinas, California 93901

State Licensing Information:

CA-CA-DFPI1864073

About Ronnie Esparza

I began my career in mortgage loans in 1996 and continued through 2010, when the market took a turn.  I’ve recently re-joined the industry again.  I look forward to reconnecting with my past clients and re-establishing myself as one of the community’s top Mortgage Professionals in the industry.

I volunteer and serve as the Unit Commander for The Monterey County Sheriff’s Office Mounted Unit, in addition to a board director for The Monterey Sheriffs Advisory Council.

On my off time, I am a professional photographer who works with local high schools and their seniors.  I love to spend time with my wife of 16 years and granddaughter.  I love to ride horses and volunteer as the official rodeo pageant photographer.

Quote I live by:  “Discipline yourself, so others don’t have to”      ~ Coach Wooden, UCLA Basketball Coach ~

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My Reviews

4 Reviews

  1. KWard

    Ronnie was extremely helpful & knowledgeable throughout our whole process of buying our first home. We definitely recommend Ronnie on your next purchase 😁

    Dayanna Garcia on August 27, 2026 at 9:39 pm
  2. KWard

    Couldn’t have asked for a better lender throughout this process. Ronnie is so helpful! Would recommend to anyone looking for a lender.

    Josue Ahedo on July 20, 2026 at 11:11 pm
  3. KWard

    From start to finish, Ronnie and the team were absolutely amazing. Their talent, hard work, and dedication turned our vision into something even more beautiful than we imagined. We are truly thankful and would recommend them without hesitation. Almorade Family

    rona go on March 16, 2026 at 2:24 am
  4. KWard

    Ronnie is a highly accessible and dedicated professional who consistently goes above and beyond for his clients, making him a valuable asset to any team. I would love to work with him again in the future.

    Kyle Almorade on March 14, 2026 at 8:10 pm
  5. KWard

    Ronnie went above and beyond our expectations. He gave us an excellent deal. He is truly amazing! He is detail oriented, trustworthy and very compassionate. He answered all of our questions and concerns throughly and quickly. We definitely will be working with him again. We recommend him 150%. Thank you Ronnie 😊 our family now has a place to call home.

    Elizabeth Garcia on March 10, 2026 at 11:51 pm
  6. Jose Garcia
    Jose Garcia on May 27, 2021 at 1:20 pm

    Una persona muy responsable en su su travajo y que te ayuda en todo el proceso de tu préstamo hipotecario y siempre está dispuesto ayudarte en cualquier duda que tengas sobre los servicios

    Reply
  7. Cesar Ramirez
    Cesar Ramirez on September 16, 2021 at 12:36 am

    Buying a home is so hectic and chaotic. But thanks to Ronnie Esparza the process of buying our first home was incredibly easy. We had Ronnie guide us and was available to answer all of our questions and concerns. He helped me understand every detail about the loan and home purchase. He was only a call away. Thank you Ronnie for all your time and patience.

    Reply
  8. Madeleine Foronda
    Madeleine Foronda on April 11, 2022 at 6:58 pm

    My fiancé and I had the pleasure to work with Ronnie these past couple of months. We are first time home buyers and our experience felt smooth and easy with the help of Ronnie. He made sure to answer any questions we had and always replied to us promptly. I definitely recommend working with Ronnie if you’re looking to buy a home.

    Reply
  9. Delita Noza
    Delita Noza on September 24, 2023 at 3:14 pm

    I love doing business with Ronnie.He’s very accommodating and straightforward.Ronnie exceeded my expectations in buying a house.Great job!!

    Reply
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