Success as a loan officer relies not only on industry knowledge but also on a strategic plan. Whether you’re considering joining an established firm like Premier Mortgage...
NMLS: 1864073
336 Main St.
Salinas, California 93901
State Licensing Information:
CA-CA-DFPI1864073
About Ronnie Esparza
I began my career in mortgage loans in 1996 and continued through 2010, when the market took a turn. I’ve recently re-joined the industry again. I look forward to reconnecting with my past clients and re-establishing myself as one of the community’s top Mortgage Professionals in the industry.
I volunteer and serve as the Unit Commander for The Monterey County Sheriff’s Office Mounted Unit, in addition to a board director for The Monterey Sheriffs Advisory Council.
On my off time, I am a professional photographer who works with local high schools and their seniors. I love to spend time with my wife of 16 years and granddaughter. I love to ride horses and volunteer as the official rodeo pageant photographer.
Quote I live by: “Discipline yourself, so others don’t have to” ~ Coach Wooden, UCLA Basketball Coach ~
Premier Mortgage Resources Blog
Mortgage Interest Rates: What the New Federal Reserve Rate Cut Means for Homebuyers and Refinancing
On September 18, 2024, the Federal Reserve made the long-expected decision to cut interest rates, a move that will likely have a widespread impact — especially for homebuyers and...
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Credit Repair Guide
Many people who consider buying a home for the first time often ponder these questions before they start the process. With all of the questions that arise, usually, the biggest concern is whether they can afford a down payment on a new home.
As first time homeowners, my mom and I really enjoyed working with Ronnie Esparza!!. He made the experience worth the wait for us. Very grateful for him as a person, he helped us understand that with what we thought had limitations on, truly wasn’t the case. Everyone has an opportunity to put their roots down and make something for future generations. Quick process also, he worked endlessly and efficiently for us to get to where we are as of right now. We can finally start anew, in OUR dream home. I do recommend working with Ronnie to anyone looking into the market of owning their own home.
I was a first-time home buyer and wasn't sure where to even begin with the home buying process. I was referred to Ronnie Esparza to help me with buying a home, and he made everything so easy for me. He took the time to explain everything to me in detail, and whenever I contacted him, he would get back to me within minutes. I am so grateful to have found him as my loan officer and will definitely use him for future assistance! I highly recommend Ronnie to you if you are looking for a loan officer.
Ronnie Esparza is a resourceful, friendly and efficient mortgage loan officer! My husband and I enjoyed working with him when we recently purchased our first home. Ronnie always responded quickly and assisted us every step of the way since we were new to all of this! Ronnie is very direct and straight forward in his approach and will always be honest with you throughout the entire process. We highly recommend Ronnie as a mortgage loan officer! You won't be disappointed.
Ronnie is the MAN!!! Throughout our home purchasing process Ronnie was always available by text or phone. Ronnie made this process very easy and was super punctual. We were able to close in 15 days thanks to Ronnie.
Ronnie and his team were very friendly and approachable. Any communications were handled quickly and professionally. I felt comfortable asking questions and he never made me feel stupid when I asked, some repeatedly. The whole team made the process easy and less frightening. Ronnie was able to get us in our home right before thanksgiving! We are so glad this is over as this was probably one of his toughest transactions but still made it happen. Overall I would definitely recommend him to anyone in the process of purchasing a home!