by PMR Loans | Aug 31, 2026 | Mortgage News
How Collections Can Factor Into a Mortgage Application A collection account may appear on a credit report when an unpaid account has been reported to a credit reporting agency. When a lender obtains and reviews your credit report in connection with a request for...
by PMR Loans | Aug 31, 2026 | Mortgage News
Why Mortgage Preapproval Has an Expiration Date Preapproval reflects an assessment of your financial situation at a specific point in time. Depending on the lender and process, this may include reviewing your credit, income, assets, debts, and other information...
by PMR Loans | Aug 31, 2026 | Join PMR
Ask Who Will Be There Before You Commit The quality of attendees matters more than the size of the room or the venue. Look for events where agents who match your transaction profile will be present: those closing enough deals to need a reliable lending partner but not...
by PMR Loans | Jul 21, 2026 | Mortgage News
Do lenders work with self-employed buyers? Lenders work with self-employed buyers regularly. Self-employment doesn't disqualify you from a mortgage. It shifts what documentation you'll need and how underwriters calculate your income. Most loan programs,...
by PMR Loans | Jul 21, 2026 | Mortgage News
What Closing Costs Do You Pay When Refinancing? When you refinance, you're paying for many of the same services that were part of your original purchase: an appraisal, title work, and underwriting. The lender needs to verify the home's current value, confirm...
