Three ways to utilize your home equity

Three ways to utilize your home equity

If you’re like most people who own their own home, you could use a little extra financial cushion. As a homeowner, your home equity is likely your most valuable asset. Home equity is, to put in simple terms, the part of your home and property you truly “own.” When you...
Mortgage Rates See Biggest Weekly Drop in a Decade

Mortgage Rates See Biggest Weekly Drop in a Decade

Homebuyers got a big boost to their purchasing power this week thanks to falling mortgage rates. The average rate on the 30-year fixed-rate mortgage fell to 4.06 percent with an average 0.5 point for the week ending Thursday, down from last week when it averaged 4.28...
How to access your credit score and what it means

How to access your credit score and what it means

As you begin your journey to the home-buying process, you’ll learn very quickly that your credit score plays a huge role in determining your buying power. Not only does your credit determine if you can get a loan, but it determines your interest rate if you do. A...
Keeping your credit cards open to help your credit score

Keeping your credit cards open to help your credit score

When it comes to buying a home, you’ll quickly learn that there are many factors involved in the approval process. The most important one? Your credit score. That’s why understanding what goes into your score is one of the first steps in purchasing a home. Every...