by Candace Ellington | Apr 17, 2025 | Mortgage News
Refinancing your home loan means replacing your existing mortgage with a new one, often to secure a lower interest rate, reduce monthly payments, or change your loan term. It can also give you access to home equity for things like home improvements or debt...
by Candace Ellington | Apr 17, 2025 | Mortgage News
Buying your first home is one of the most exciting and significant milestones in life. It’s a step toward building equity, creating a space that’s truly yours, and achieving a sense of stability. However, the process can also feel overwhelming, especially if you’re...
by Candace Ellington | Mar 29, 2025 | Mortgage News
Buying a home is one of the most important financial decisions a person can make. While choosing a home is important, the foundation for success begins well before the search begins. Preparing financially for homeownership involves budgeting, saving, managing debt,...
by Candace Ellington | Mar 29, 2025 | Mortgage News
Purchasing a home for the first time is a major life milestone—and one of the biggest financial decisions a person can make. While the journey can be exciting, it also comes with a learning curve. First-time homebuyers are often unaware of common pitfalls that can...
by Candace Ellington | Sep 18, 2024 | Mortgage News
On September 18, 2024, the Federal Reserve made the long-expected decision to cut interest rates, a move that will likely have a widespread impact — especially for homebuyers and anyone considering refinancing. With borrowing costs set to decrease, now may be the time...