by Candace Ellington | Jul 4, 2024 | Mortgage News
The exterior of your home is the first thing to catch people's attention. A great first impression is vital, whether you're planning to sell your house or merely aiming to be the talk of the town. Enhancing curb appeal not only escalates your home's worth but also...
by Candace Ellington | Feb 21, 2024 | Mortgage News
In mortgage lending, the debt-to-income (DTI) ratio plays a pivotal role in determining an applicant's eligibility for a home loan. This blog aims to explain the DTI ratio and highlight its profound impact on an individual's ability to secure a home loan....
by Candace Ellington | Oct 30, 2019 | Mortgage News
When it comes to getting a lender’s approval to buy or refinance a home, there are 3 numbers that matter the most — your credit score, debt-to-income ratio, and loan-to-value ratio. These numbers can affect your ability to qualify for a mortgage and how much it costs...