by Candace Ellington | Feb 21, 2024 | Mortgage News
In mortgage lending, the debt-to-income (DTI) ratio plays a pivotal role in determining an applicant's eligibility for a home loan. This blog aims to explain the DTI ratio and highlight its profound impact on an individual's ability to secure a home loan....
by Candace Ellington | Jan 31, 2024 | Mortgage News
Credit scores play a crucial role in assessing an individual's financial well-being and trustworthiness. A credit score is a number derived from an analysis of several financial factors, depicting how creditworthy one is. Credit scores range from a minimum credit...
by Candace Ellington | Jan 31, 2024 | Mortgage News
Maintaining a good credit score is important as it directly impacts one's capacity to obtain loans, credit cards and favorable interest rates. Many individuals are hesitant to check their credit scores, fearing that inquiries may negatively affect their ratings....
by Candace Ellington | Dec 26, 2023 | Mortgage News
With winter's arrival, our homes become cozy sanctuaries, providing warmth and comfort. Enhancing the ambiance of our living spaces during the winter season is not only a delightful endeavor but also a means of embracing the beauty and charm of winter. In this blog,...
by Candace Ellington | Dec 26, 2023 | Mortgage News
As we embark on a new year, it is an opportune time to reassess our financial goals and make positive changes. One important aspect to focus on is our credit health. A good credit score can offer financial advantages, such as securing lower mortgage rates for home...
